Scott County property record for 2520 Cincinnati Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,810 sqft · built 1967 |
| Lot Size | 0.627 acres (27,299 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Jul 2026) |
| Tax Bill | $1,654 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-30-039.000 |
| Primary APN | 160-30-039.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,810 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Basement Area | 1,810 sqft |
| Unfinished Basement | 1,810 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 27,299 sqft (0.627 acres) |
| Garage Type | Mixed |
| Garage Area | 848 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2520 CINCINNATI RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY RES |
| Legal Subdivision | COUNTY |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 40502 |
2520 Cincinnati Rd is owned and occupied by two individuals who bought it in July 2026.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2520 CINCINNATI RD, GEORGETOWN, KY 40324-8946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2026 · Amount on File |
| Deed Sale | Jul 16, 2026 · Amount on File |
| Deed Document Number | 2026594954 |
| Deed Book / Page | 467 / 360 |
| Prior Transfer Date | Jul 17, 2025 |
| Prior Transfer Doc | 00D458/833 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 16, 2026 |
| Property Address | 2520 CINCINNATI RD, GEORGETOWN, KY 40324-8946 |
| Document Number | 0000594954 |
| Book / Page | 467 / 360 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 2026594954 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | KENTUCKY IN TITLE, KENTUCKY HOME TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28,280.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 2520 CINCINNATI RD, GEORGETOWN, KY 40324-8946 |
| Document Number | 0000594958, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 2026594958 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 2520 CINCINNATI RD, GEORGETOWN, KY 40324-8946 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0M1661/537 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | M1661/537 |
| Instrument | 447344 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2042 |
The 2025 property tax bill for 2520 Cincinnati Rd was $1,654.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,800 (+8.61%) | $201,800 (+8.61%) | |
| 2025 | $1,654.00 | $185,800 | $185,800 |
| 2023 | $1,563.00 | $172,400 Land $32,500 Building $139,900 | $172,400 Land $32,500 Building $139,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2520 Cincinnati Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2520 Cincinnati Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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