San Diego County property record for 2520 5th St, Encinitas, CA 92024 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,452 sqft · built 1979 |
| Lot Size | 1.16 acres (50,965 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,909 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 259-221-52-00 |
| Primary APN | 259-221-52-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,452 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 50,965 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2520 5TH ST |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 4 ST CLSD& TR PM05827 |
| Legal Subdivision | COLONY/OLIVENHAIN |
| Legal Tract | 5827 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 17111 |
Source: San Diego County records · APN 259-221-52-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2520 5TH ST, ENCINITAS, CA 92024-6409 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU |
| Nov 22, 2017 | Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | May 12, 2000 |
| Transfer Doc | 0000254671 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2520 5TH ST, ENCINITAS, CA 92024-6409 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3857 ALAMEDA WAY, BONITA, CA 91902-1207 |
| Document Number | 0000507636 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021-0507636 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2520 5TH ST, ENCINITAS, CA 92024-6409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000546388 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 2017-0546388 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2520 5TH ST, ENCINITAS, CA 92024-6409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000546389 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 2017-0546389 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 30, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Change Frequency | Annually |
| Index | Prime Rate |
| Max Rate | 17.2% |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $248,845 (+2%) Land $21,180 Building $227,665 | |
| 2025 | $4,909.00 (+16.52%) Homeowner's exemption | $243,966 (+4.04%) Land $20,765 Building $223,201 |
| 2023 | $4,213.00 (+1.25%) Homeowner's exemption | $234,494 Land $19,959 Building $214,535 |
| 2022 | $4,161.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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