2359 5th St, Encinitas, CA 92024 Property Records

San Diego County property record for 2359 5th St, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,372 sqft · built 1995
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$3,800,000 (May 2022)
Tax Bill	$40,922 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`259-221-30-00`

Property Details

APN / Parcel Number

Primary APN	`259-221-30-00`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,372 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2359 5TH ST
City	ENCINITAS
State	CA
Zip	92024-6406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	BLK 21 N H ST CLSD ADJ&ELY 104.5 OF WLY 209 FT OF N H OF TR 000326
Legal Subdivision	COLONY OF LA PRESA
Legal Tract	000326
Legal Block	21
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2018
Census Tract	17111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2359 5TH ST, ENCINITAS, CA 92024-6406
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Grant Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jan 16, 2019	Grant Deed, Transfer · ARM RECOVCO MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2022 · Amount on Record
Deed Sale	May 13, 2022 · Amount on Record
Prior Sale	Jan 16, 2019 · Amount on Record
Deed Document Number	2022207255
Prior Transfer Date	Aug 10, 2009
Prior Transfer Doc	0000551974
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 13, 2022
Property Address	2359 5TH ST, ENCINITAS, CA 92024-6406
Document Number	0000207255
Map Reference	MAP 326
Instrument Date	May 3, 2022
Instrument	2022-0207255
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	212 BLAINE ST, SEATTLE, WA 98109-2838

Mortgage

Document Number	0000207256
Date	May 13, 2022
Instrument	2022-0207256

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 16, 2019
Property Address	2359 5TH ST, ENCINITAS, CA 92024-6406
Document Number	0000016637
Map Reference	FILE 87-674382
Instrument Date	Dec 12, 2018
Instrument	2019-0016637
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2359 5TH ST, ENCINITAS, CA 92024-6406

Mortgage

Document Number	0000016638
Date	Jan 16, 2019
Instrument	2019-0016638

Lender

Name	RECOVCO MORTGAGE MANAGEMENT LLC
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.98%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	6.98%
Max Rate At Change	8.98%
Index	1-Year LIBOR
Max Rate	11.9%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,875,000 (+1.84%) Land $3,261,000 Building $614,000
2025	$40,922.00 (+12.57%) Homeowner's exemption	$3,805,000 (+10.39%) Land $3,203,000 Building $602,000
2023	$36,352.00 (+89.52%) Homeowner's exemption	$3,447,000 Land $2,902,000 Building $545,000
2022	$19,181.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Race Communications.

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