252 Park St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 252 Park St, Ludlow, KY 41016

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,408 sqft · built 1905
Lot Size0.06 acres (2,625 sqft)
OwnerCompany Name on Record
Last Sale$118,000 (Oct 2025)
Tax Bill$468 (2025)
Deeds & MortgagesJan 2026 Mortgage
Oct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026-41-11-015.00

Property Details

APN / Parcel Number

Primary APN026-41-11-015.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,408 sqft Finished Area
Gross Area1,588 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Exterior MaterialBrick
Roof MaterialTar & Gravel
Lot Area2,625 sqft (0.06 acres)
Lot Dimensions105 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address252 PARK ST
CityLUDLOW
StateKY
Zip41016-1354
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLUDLOW LAGOON PT LOT 156 24.96'X 105' SS PARK
Legal SubdivisionLUDLOW LAGOON LAND
Legal Lot Number156
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2022
Census Tract66900

Owner

Source: Kenton County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3385 CREEK RD, CINCINNATI, OH 45241-1932
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2026Deed of Trust, Mortgage · Commercial Mortgage
LIMA ONE CAPITAL LLC
Oct 15, 2025Warranty Deed, Transfer
ZHANG INVEST LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2025 · Amount on Record
Deed SaleOct 15, 2025 · Amount on Record
Prior SaleJul 16, 2013 · Amount on Record
Deed Document Number202597
Deed Book / Page368 / 353
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address252 PARK ST, LUDLOW, KY 41016-1354
Transaction TypeMortgage
Record UpdatedMar 10, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLNS

Transferred To (Grantee/Buyer)

NameVerified Name
Address10901 REED HARTMAN HWY 302, 302, BLUE ASH, OH 45242-2831

Mortgage

Document Number0000001906
DateJan 30, 2026
Book Page729/467
Instrument26059000001906
Lender
NameLIMA ONE CAPITAL LLC
TypeMortgage Company
AddressGREENVILLE, SC 29601
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 15, 2025
Property Address252 PARK ST, LUDLOW, KY 41016-1354
Document Number0005900097
Book / PageKC 368 / 353
Instrument DateOct 13, 2025
Instrument25101505900097
Transaction TypeTransfer
Record UpdatedOct 29, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address541 GATES ST, AURORA, IL 60505-4831

Transferred To (Grantee/Buyer)

NameVerified Name
Address3385 CREEK RD, CINCINNATI, OH 45241-1932

Mortgage

Document Number0005900098
DateOct 15, 2025
Instrument25101505900098
Lender
NameZHANG INVEST LLC
TypeNon-Lending Institution
Agreement
AmountAmount Recorded
Term12 Months
DueOct 10, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$468.00 (-6.77%) Homeowner's exemption$85,000 (-) Land $10,000 Building $75,000$85,000 (-) Land $10,000 Building $75,000
2024$502.00 (+1.21%) Homeowner's exemption$85,000 (-) Land $10,000 Building $75,000$85,000 (-) Land $10,000 Building $75,000
2023$496.00 Homeowner's exemption$85,000 Land $10,000 Building $75,000$85,000 Land $10,000 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1997)
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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