Kenton County property record for 249 Park St, Ludlow, KY 41016
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,356 sqft · built 1920 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Nov 2017) |
| Tax Bill | $2,742 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-41-10-034.00 |
| Primary APN | 026-41-10-034.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,356 sqft Finished Area |
| Gross Area | 1,678 sqft |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 105 ft deep x 25 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0264110034.00 |
|---|---|
| Street Address | 249 PARK ST |
| City | LUDLOW |
| State | KY |
| Zip | 41016-1353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUDLOW LAGOON LOT 139 |
| Legal Subdivision | LUDLOW LAGOON LAND |
| Legal Lot Number | 139 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 66900 |
Source: Kenton County assessment roll, as of April 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 249 PARK ST, LUDLOW, KY 41016-1353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage VICTORY MORTGAGE LLC |
| Nov 14, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 14, 2017 · Amount on Record |
| Deed Sale | Nov 14, 2017 · Amount on Record |
| Prior Sale | Nov 14, 2017 · Amount on Record |
| Deed Document Number | 0C62940070 |
| Deed Book / Page | 0C6294 / 000070 |
| Last Transfer Date | Jun 17, 2021 |
| Transfer Doc | 0005900012 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 17, 2021 |
| Property Address | 249 PARK ST, LUDLOW, KY 41016-1353 |
| Document Number | 0005900012 |
| Book / Page | 98 / 464 |
| Map Reference | PL 163 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 21061705900012 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | HOMESTEAD TITLE AGENCY LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 1354 WILLIAMS RD, HEBRON, KY 41048-8665 |
| Name | Verified Name |
|---|---|
| Address | 249 PARK AVE, LUDLOW, KY 41016-1353 |
| Document Number | 0005900013 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 231/939 |
| Instrument | 21061705900013 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ERLANGER, KY 41018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 14, 2017 |
| Property Address | 249 PARK ST, LUDLOW, KY 41016-1353 |
| Document Number | 0C62940070 |
| Book / Page | 0C6294 / 000070 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1354 WILLIAMS RD HEBRON KY 410488665, HEBRON, KY 41048-8665 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,742.00 (+1.48%) | $210,000 (-) Land $10,000 Building $200,000 | $210,000 (-) Land $10,000 Building $200,000 |
| 2023 | $2,702.00 | $210,000 Land $10,000 Building $200,000 | $210,000 Land $10,000 Building $200,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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