252 Old Chestnut Rd, Elkton, MD 21921 Property Records

Cecil County property record for 252 Old Chestnut Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,080 sqft · built 1988
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Sep 2023)
Tax Bill	$3,162 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-025095`

Property Details

APN / Parcel Number

Primary APN	`05-025095`
Alternative APNs	`5025095` `025095`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,080 sqft Total Area
Basement Area	756 sqft
Finished Basement	756 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	025095
Street Address	252 OLD CHESTNUT RD
City	ELKTON
State	MD
Zip	21921-7208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 148 - .575 ACRE 252 OLD CHESTNUT ROAD ELKMORE
Legal Subdivision	ELKMORE
Legal Lot Number	148
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	4
Census Block	4009
Census Tract	30904

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	252 OLD CHESTNUT RD, ELKTON, MD 21921-7208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY LLC
Feb 24, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Apr 26, 2022	Deed, Transfer · VA Mortgage T FINANCIAL LLC
Jul 19, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 19, 2018	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Feb 4, 2002 · Amount on Record
Deed Book / Page	5369 / 479
Prior Transfer Date	Oct 13, 2016
Prior Transfer Doc	0039710015
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Sep 1, 2023
Property Address	252 OLD CHESTNUT RD, ELKTON, MD 21921-7208
Document Number	0053690479
Book / Page	5369 / 479
Map Reference	MB 1 FO 88
Instrument Date	Aug 24, 2023
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	252 OLD CHESTNUT RD, ELKTON, MD 21921-7208

Mortgage

Document Number	0053690486
Date	Sep 1, 2023
Instrument	5369-0486

Lender

Name	GUILD MORTGAGE COMPANY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	252 OLD CHESTNUT RD, ELKTON, MD 21921-7208
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048050048
Date	Feb 24, 2021
Book Page	4805/48

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Sep 1, 2048

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Apr 26, 2022
Property Address	252 OLD CHESTNUT RD, ELKTON, MD 21921-7208
Document Number	0051530347
Book / Page	5153 / 347
Instrument Date	Apr 20, 2022
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	252 OLD CHESTNUT RD, ELKTON, MD 21921-7208

Mortgage

Document Number	0005153354
Date	Apr 26, 2022
Instrument	5153-354

Lender

Name	T FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	252 OLD CHESTNUT RD, ELKTON, MD 21921-7208
Document Number	0042880437
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 OLD CHESTNUT RD ELKTON MD 219217208, ELKTON, MD 21921-7208

Mortgage

Document Number	0042880437
Date	Aug 24, 2018
Book Page	004288/000437

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CECIL MD
Property Address	252 OLD CHESTNUT RD, ELKTON, MD 21921-7208
Document Number	0042880427
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 OLD CHESTNUT RD ELKTON MD 219217208, ELKTON, MD 21921-7208

Mortgage

Document Number	0042880427
Date	Aug 24, 2018
Book Page	004288/000427

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,162.00 (+3.4%) Homeowner's exemption	$307,600 (+7.96%) Land $77,400 Building $230,200	$307,600 (-) Land $77,400 Building $230,200
2025	$3,058.00 (+52.44%) Homeowner's exemption	$284,933 (+18.92%)	$307,600 (+28.38%) Land $77,400 Building $230,200
2023	$2,006.00	$239,600 Land $77,400 Building $162,200	$239,600 Land $77,400 Building $162,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	27 (1983–2024)
Claims Outside the SFHA	2 of 27
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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