215 Old Chestnut Rd, Elkton, MD 21921 Property Records

Cecil County property record for 215 Old Chestnut Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,368 sqft · built 1979
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jul 2021)
Tax Bill	$3,223 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-066174`

Property Details

APN / Parcel Number

Primary APN	`05-066174`
Alternative APNs	`5066174` `066174`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,368 sqft Total Area
Basement Area	510 sqft
Finished Basement	510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	756 sqft
Deck Area	374 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	066174
Street Address	215 OLD CHESTNUT RD
City	ELKTON
State	MD
Zip	21921-7207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT A - .993 ACRE 215 OLD CHESTNUT ROAD ELKMORE
Legal Subdivision	ELKMORE PLAT 2
Legal Lot Number	A
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	4
Census Block	4002
Census Tract	30904

Owner

Source: Cecil County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	215 OLD CHESTNUT RD, ELKTON, MD 21921-7207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Dec 5, 2017	Grant Deed, Transfer KIRSH TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	Dec 5, 2017 · Amount on Record
Deed Book / Page	4934 / 385
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jul 19, 2021
Property Address	215 OLD CHESTNUT RD, ELKTON, MD 21921-7207
Document Number	0049340385
Book / Page	4934 / 385
Map Reference	MB WAS 5 FO 3
Instrument Date	Jul 9, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	215 OLD CHESTNUT RD, ELKTON, MD 21921-7207

Mortgage

Document Number	0004934391
Date	Jul 19, 2021
Instrument	4934/391

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Dec 5, 2017
Property Address	215 OLD CHESTNUT RD, ELKTON, MD 21921-7207
Document Number	0041700402
Book / Page	004170 / 000402
Instrument Date	Nov 20, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	KIRSH TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$269.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 OLD CHESTNUT RD ELKTON MD 219217207, ELKTON, MD 21921-7207

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,200 (+26.96%) Land $86,500 Building $249,700	$336,200 (+26.96%) Land $86,500 Building $249,700
2025	$3,223.00 (+41.11%) Homeowner's exemption
2023	$2,284.00	$264,800 Land $86,500 Building $178,300	$264,800 Land $86,500 Building $178,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	27 (1983–2024)
Claims Outside the SFHA	2 of 27
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE HILLS serves 953 people · EPA ID MD0070019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Old Chestnut Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures