Black Hawk County property record for 252 Derbyshire Rd, Waterloo, IA 50701 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1948 |
| Square Footage | 1,145 sqft Living Area |
| Lot Size | 9,450 sqft (0.217 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $235,000 (2026) |
| Tax Bill | $2,624.00 (2025) |
| Primary APN | 8913-34-426-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,145 sqft Living Area |
| 1st Floor | 848 sqft 1st Floor |
| Attic Area | 297 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 848 sqft Basement |
| Finished Basement | 350 sqft Finished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,450 sqft (0.217 acres) |
| Depth X Width | 126 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 252 DERBYSHIRE RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-4148 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PROSPECT HILLS ADDITION ALL LOT 100 EXC S 25 FT LOT 101 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 34 |
| Legal Subdivision | PROSPECT HILLS ADDITION |
| Legal Lot Number | 100,101 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 4 |
| Census Block | 4020 |
| Census Tract | 1400 |
Source: Black Hawk County records · APN 8913-34-426-007
Assessment roll updated October 17, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 252 DERBYSHIRE RD, WATERLOO, IA 50701-4148 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 06, 2026 | Warranty Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION |
| Sep 29, 2025 | Warranty Deed, Transfer TITLE SERVICES |
| Oct 02, 2025 | Warranty Deed, Transfer · Line of Credit FARMERS STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2026 · Amount on Record |
| Deed Sale | Apr 06, 2026 · Amount on Record |
| Prior Sale | Oct 02, 2025 · Amount on Record |
| Deed Doc Number | 20264538 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 06, 2026 |
| Property Address | 252 DERBYSHIRE RD, WATERLOO, IA 50701-4148 |
| Document Number | 0000004538 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 20264538 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,895.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 252 DERBYSHIRE RD, WATERLOO, IA 50701-4148 |
| Document Number | 0000004539, |
|---|---|
| Date | Apr 06, 2026 |
| Instrument | 20264539 |
| Name | FREE STATE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0202604540, |
|---|---|
| Date | Apr 06, 2026 |
| Instrument | 20264540 |
| Name | FREE STATE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Apr 01, 2041 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 29, 2025 |
| Property Address | 252 DERBYSHIRE RD, WATERLOO, IA 50701-4148 |
| Document Number | 0202514252 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025-14252 |
| Transaction Type | Transfer |
| Record Updated | Oct 09, 2025 |
| Title Company | TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $151.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3749 W 9TH ST APT 10, 10, WATERLOO, IA 50702-5929 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 02, 2025 |
| Property Address | 252 DERBYSHIRE RD, WATERLOO, IA 50701-4148 |
| Document Number | 0202514538 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025-14538 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $171.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 343 FOUR SEASONS DR, WATERLOO, IA 50701-1019 |
| Document Number | 0202514539 |
|---|---|
| Date | Oct 02, 2025 |
| Instrument | 2025-14539 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 26, 2055 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,624.00 Homeowner's exemption | $134,980 (+2.87%) Land $29,100 Building $105,880 | $134,980 (+2.87%) Land $29,100 Building $105,880 |
| 2024 | $2,624.00 (+16.11%) | ||
| 2023 | $131,220 (+17.36%) Land $29,100 Building $102,120 | $131,220 (+17.36%) Land $29,100 Building $102,120 | |
| 2022 | $2,260.00 Homeowner's exemption | $111,810 Land $29,100 Building $82,710 | |
| 2021 | $111,810 Land $29,100 Building $82,710 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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