Black Hawk County property record for 239 Derbyshire Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,122 sqft · built 1952 |
| Lot Size | 0.266 acres (11,580 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,500 (Sep 2022) |
| Tax Bill | $6,234 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-34-427-043 |
| Primary APN | 8913-34-427-043 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,122 sqft Living Area |
| 1st Floor Area | 1,099 sqft |
| Basement Area | 1,099 sqft |
| Finished Basement | 700 sqft |
| Unfinished Basement | 1,099 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,580 sqft (0.266 acres) |
| Lot Dimensions | 193 ft deep x 60 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,296 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Patio Area | 462 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 239 DERBYSHIRE RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-4147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROSPECT HILLS ADDITION LOT 9 EVERGREEN HILL ADD S 49 FT LOT 17 AS MEAS ALONG W LINE OF SAID LOT |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 34 |
| Legal Subdivision | PROSPECT HILLS ADDITION |
| Legal Lot Number | 9,17 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 1400 |
239 Derbyshire Rd is owned and occupied by two individuals who bought it in September 2022.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 239 DERBYSHIRE RD, WATERLOO, IA 50701-4147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2022 · Amount on File |
| Deed Sale | Sep 28, 2022 · Amount on File |
| Prior Sale | Sep 28, 2021 · Amount on File |
| Deed Document Number | 20226773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 28, 2021 |
| Property Address | 239 DERBYSHIRE RD, WATERLOO, IA 50701-4147 |
| Document Number | 202200006773 |
| Instrument Date | Sep 19, 2021 |
| Instrument | 202200006773 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $414.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 239 DERBYSHIRE RD, WATERLOO, IA 50701-4147 |
| Document Number | 202200006774 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 202200006774 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 239 Derbyshire Rd was $6,234 with a homeowner's exemption, down 2.3% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,234.00 (-2.35%) Homeowner's exemption | $316,320 Land $26,400 Building $289,920 | $316,320 Land $26,400 Building $289,920 |
| 2024 | $6,384.00 | ||
| 2023 | $304,470 (+20.71%) Land $26,400 Building $278,070 | $304,470 Land $26,400 Building $278,070 | |
| 2022 | $5,344.00 Homeowner's exemption | $252,240 Land $26,400 Building $225,840 | |
| 2021 | $252,240 Land $26,400 Building $225,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 239 Derbyshire Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 239 Derbyshire Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink, T-Mobile, Verizon.
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