Orange County property record for 25196 Vista Serrano, Lake Forest, CA 92630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,609 sqft · built 1979 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,620 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 614-571-25 |
| Primary APN | 614-571-25 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,609 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Area | 463 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 25196 VISTA SERRANO |
|---|---|
| City | LAKE FOREST |
| State | CA |
| Zip | 92630-2641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 8829 BLK LOT 25 |
| Legal Subdivision | TR 8829 |
| Legal Tract | 8829 |
| Legal Lot Number | 25 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 52408 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1282 LANDFAIR CIR, SANTA ANA, CA 92705-3031 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CLEAREDGE LENDING LLC |
| Oct 29, 2018 | Deed of Trust, Mortgage · ARM PMAC LENDING SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 23, 1993 |
| Transfer Doc | 0000867961 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 25196 VISTA SERRANO, LAKE FOREST, CA 92630-2641 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1282 LANDFAIR CIR, SANTA ANA, CA 92705-3031 |
| Document Number | 0000324465 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025000324465 |
| Name | CLEAREDGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 25196 VISTA SERRANO, LAKE FOREST, CA 92630-2641 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000391415 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | 2018000391415 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.5% |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Lake Forest City |
| Unified School District | Saddleback Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $451,971 (+2%) Land $187,034 Building $264,937 | |
| 2025 | $4,620.00 (+4.29%) | $443,109 (+4.04%) Land $183,366 Building $259,743 |
| 2023 | $4,430.00 (+1.82%) | $425,903 Land $176,246 Building $249,657 |
| 2022 | $4,351.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1981–1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: GeoLinks.
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