25132 Vista Serrano, Lake Forest, CA 92630 Property Records

Orange County property record for 25132 Vista Serrano, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,236 sqft · built 1979
Lot Size	0.118 acres (5,150 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Jul 2026)
Tax Bill	$9,315 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`614-571-32`

Property Details

APN / Parcel Number

Primary APN	`614-571-32`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,236 sqft Living Area
Gross Area	2,782 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	5,150 sqft (0.118 acres)
View / Lot	Good
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	25132 VISTA SERRANO
City	LAKE FOREST
State	CA
Zip	92630-2641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 8829 BLK LOT 32
Legal Subdivision	TRACT NUMBER 8829
Legal Tract	8829
Legal Lot Number	32
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3025
Census Tract	52408

Owner

25132 Vista Serrano is owned and occupied by two individuals who bought it in July 2026.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25132 VISTA SERRANO, LAKE FOREST, CA 92630-2641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Grant Deed, Transfer · Conventional Mortgage SAN DIEGO COUNTY CREDIT UNION
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE HUB INC
Sep 6, 2019	Grant Deed, Transfer · Conventional with PMI MORTGAGE HUB INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2026 · Amount on File
Deed Sale	Jul 24, 2026 · Amount on File
Prior Sale	Sep 6, 2019 · Amount on File
Deed Document Number	2026211230
Prior Transfer Date	Nov 8, 2012
Prior Transfer Doc	0000781706
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 24, 2026
Property Address	25132 VISTA SERRANO, LAKE FOREST, CA 92630-2641
Document Number	0000211230
Instrument Date	Jun 25, 2026
Instrument	2026211230
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149,985.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	25132 VISTA SERRANO, LAKE FOREST, CA 92630-2641

Mortgage

Document Number	0000211231,
Date	Jul 24, 2026
Instrument	2026211231

Lender

Name	SAN DIEGO COUNTY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25132 VISTA SERRANO, LAKE FOREST, CA 92630-2641
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25132 VISTA SERRANO, LAKE FOREST, CA 92630-2641

Mortgage

Document Number	0000200366
Date	Aug 17, 2023
Instrument	2023000200366

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25132 VISTA SERRANO, LAKE FOREST, CA 92630-2641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25132 VISTA SEKRRANO, LAKE FOREST, CA 92630-2641

Mortgage

Document Number	0000016739
Date	Jan 11, 2021
Instrument	2021000016739

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25132 VISTA SERRANO, LAKE FOREST, CA 92630-2641
Document Number	0000134953
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	25132 VISTA SERRANO LAKE FOREST CA 926302641, LAKE FOREST, CA 92630-2641

Mortgage

Document Number	0000134953
Date	Mar 25, 2020
Instrument	134953

Lender

Name	MORTGAGE HUB INC
Address	HUNTINGTON BEACH, CA 92649

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 6, 2019
Property Address	25132 VISTA SERRANO, LAKE FOREST, CA 92630-2641
Document Number	0000338297
Instrument Date	Aug 8, 2019
Instrument	338297
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$899.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	25132 VISTA SERRANO LAKE FOREST CA 926302641, LAKE FOREST, CA 92630-2641

Mortgage

Document Number	338298
Date	Sep 6, 2019
Instrument	338298

Lender

Name	MORTGAGE HUB INC
Address	HUNTINGTON BEACH, CA 92649

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 25132 Vista Serrano was $9,315 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$911,934 (+2%) Land $688,827 Building $223,107
2025	$9,315.00 Homeowner's exemption	$894,053 Land $675,320 Building $218,733
2023	$8,929.00 (+1.84%) Homeowner's exemption	$859,337 Land $649,096 Building $210,241
2022	$8,768.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 25132 Vista Serrano in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1981–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 25132 Vista Serrano has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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