St. Clair County property record for 2519 Cemetery Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,667 sqft · built 1992 |
| Lot Size | 22.9 acres (997,524 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $257,500 (Feb 2022) |
| Tax Bill | $9,117 (2025) |
| Deeds & Mortgages | Feb 2023 Construction Loan Feb 2022 Sale & Mortgage + 1 more |
| APN | 17-31-0-400-011 |
| Primary APN | 17-31-0-400-011 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,667 sqft Living Area |
| Basement Area | 1,550 sqft |
| Unfinished Basement | 1,550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 997,524 sqft (22.9 acres) |
| Garage Area | 1,020 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 600 sqft |
| Pole Barn | 540 sqft |
| Cooling System | Central |
|---|
| Street Address | 2519 CEMETERY RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE DU LONG TWPSEC 31 PT SE IN A02842470 |
| Legal Subdivision | PRAIRIE DU LONG TWP |
| Legal Block | 400 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | PRAIRIE DU LONG |
| Census Block Group | 3 |
| Census Block | 3061 |
| Census Tract | 504001 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2519 CEMETERY RD, WATERLOO, IL 62298-5603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Feb 17, 2023 | Deed of Trust, Mortgage · Construction Mortgage CITIZENS COMMUNITY BANK |
| Feb 1, 2022 | Deed, Transfer · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Dec 26, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2022 · Amount on Record |
| Deed Sale | Feb 1, 2022 · Amount on Record |
| Prior Sale | Aug 11, 2003 · Amount on Record |
| Deed Document Number | 20222735310 |
| Last Transfer Date | Feb 18, 2025 |
| Transfer Doc | 0002842470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 2519 CEMETERY RD, WATERLOO, IL 62298-5603 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A02774007 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | A02774007 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FREEBURG, IL 62243 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 9, 2024 |
| Rate | 7.75% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Feb 1, 2022 |
| Property Address | 2519 CEMETERY RD, WATERLOO, IL 62298-5603 |
| Document Number | 0A02735310 |
| Instrument Date | Jan 31, 2022 |
| Instrument | A02735310 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 LIEDERKRANZ LN, 48, MILLSTADT, IL 62260-2259 |
| Name | Verified Name |
|---|---|
| Address | 2519 CEMETERY RD, WATERLOO, IL 62298-5603 |
| Document Number | 0A02735311 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | A02735311 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate | 3% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Dec 26, 2018 |
| Property Address | 2519 CEMETERY RD, WATERLOO, IL 62298-5603 |
| Document Number | 00A2599960 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 2599960 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2519 CEMETERY RD WATERLOO IL 622985603, WATERLOO, IL 62298-5603 |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Prairie Du Long Township |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,117.00 (-3.53%) Homeowner's exemption | $155,869 (-1.4%) Land $34,348 Building $121,521 | $467,607 (-1.4%) Land $103,044 Building $364,563 |
| 2024 | $9,451.00 (+61.61%) | $158,076 (+39%) Land $33,576 Building $124,500 | $474,228 (+39%) Land $100,728 Building $373,500 |
| 2022 | $113,726 Land $29,139 Building $84,587 | $341,178 Land $87,417 Building $253,761 | |
| 2019 | $5,848.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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