2307 Cemetery Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 2307 Cemetery Rd, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,742 sqft · built 1992
Lot Size2.75 acres (119,790 sqft)
OwnerTrust Name on File
Tax Bill$6,266 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-06-200-007-000

Property Details

APN / Parcel Number

Primary APN12-06-200-007-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,742 sqft Living Area
1st Floor Area1,742 sqft
Basement Area1,742 sqft
Unfinished Basement1,742 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Lot Area119,790 sqft (2.75 acres)
Garage Area584 sqft
DrivewayConcrete Driveway
Driveway Area1,150 sqft

Exterior Amenities

PorchSlab
Porch Area87 sqft
Deck Area281 sqft
Patio Area281 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2307 CEMETERY RD
CityWATERLOO
StateIL
Zip62298-5604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA1
Legal DescriptionPART NW NE
Legal Range08W
Legal Township03S
Legal Section06
JurisdictionMONROE IL
Township / Civil Division6
Census Block Group2
Census Block2021
Census Tract600401

Owner

2307 Cemetery Rd is owner-occupied and held in a trust.

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address2307 CEMETERY RD, WATERLOO, IL 62298-5604
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address2307 CEMETERY RD, WATERLOO, IL 62298-5604
Document Number0000398407
Instrument DateOct 13, 2018
Transaction TypeMortgage
Record UpdatedNov 8, 2018
Title CompanyMONROE COUNTY TITLE COMPANY (MCTC)

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2307 CEMETERY RD WATERLOO IL 622985604, WATERLOO, IL 62298-5604

Mortgage

Document Number0000398407
DateOct 24, 2018
Instrument398407
Lender
NameSTATE BK/WATERLOO
TypeBank
AddressWATERLOO, IL 62298
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueOct 23, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2307 Cemetery Rd was $6,266, down 0.7% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,266.00 (-0.65%) Homeowner's exemption$108,820 Land $11,430 Building $97,390$326,460 Land $34,290 Building $292,170
2024$6,307.00
2022Disabled Person's exemption Veteran's exemption Additional exemption filed$99,240 Land $11,430 Building $87,810$297,720 Land $34,290 Building $263,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2307 Cemetery Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2307 Cemetery Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3

May also be available: Verizon, Wisper ISP.

Nearby Properties on Cemetery Rd

Nearby Streets

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