2518 W 3rd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2518 W 3rd St, Duluth, MN 55806

Property Summary

Property Type	Apartments (5+ Units)
Details	6,336 sqft · built 1900
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Dec 2015)
Tax Bill	$5,920 (2026)
Deeds & Mortgages	May 2026 Mortgage Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`010-1140-04310`

Property Details

APN / Parcel Number

Primary APN	`010-1140-04310`
Alternative APN	`892524`

Interior

Units	5 Units
Stories	3 Stories
Building Area	6,336 sqft Gross Area
1st Floor Area	2,112 sqft
Basement Area	2,113 sqft
Unfinished Basement	2,113 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1995
Exterior Material	Wood
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Deck Area	198 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	892524
Street Address	2518 W 3RD ST
City	DULUTH
State	MN
Zip	55806-1831
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R3
Legal Description	WEST 1/2 OF LOT 408 AND ALL OF LOT 410,BLOCK 86 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	86
Legal Lot Number	408,410
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2016
Census Tract	15600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2518 W 3RD ST, 1, DULUTH, MN 55806-1835
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage PARK STATE BANK
Mar 15, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2015 · Amount on Record
Deed Sale	Dec 8, 2015 · Amount on Record
Deed Document Number	20151275419
Last Transfer Date	Mar 15, 2021
Transfer Doc	0001406829
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	May 1, 2026
Property Address	2518 W 3RD ST, DULUTH, MN 55806-1831
Document Number	0001531821
Instrument Date	Apr 23, 2026
Instrument	20261531821
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2518 W 3RD ST, 1, DULUTH, MN 55806-1835

Mortgage

Document Number	0001531821,
Date	May 1, 2026
Instrument	20261531821

Lender

Name	PARK STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 23, 2031

Interest

Rate	6.38%
Max Rate	-1%

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Mar 15, 2021
Property Address	2518 W 3RD ST, DULUTH, MN 55806-1831
Document Number	0001406829
Instrument Date	Feb 18, 2021
Instrument	1406829
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 DECKER RD, DULUTH, MN 55811-3844

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,920.00 (+15.72%)
2025	$5,116.00 (-3.25%)	$347,500 (+13.49%) Land $30,600 Building $316,900	$347,500 (+13.49%) Land $30,600 Building $316,900
2024		$306,200 (+5.91%) Land $33,700 Building $272,500	$306,200 (+5.91%) Land $33,700 Building $272,500
2023	$5,288.00
2022		$289,100 Land $33,600 Building $255,500	$289,100 Land $33,600 Building $255,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, CTC.

Nearby Properties on W 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures