2506 W 3rd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2506 W 3rd St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.25 ba · 2,081 sqft · built 1901
Lot Size	0.16 acres (7,006 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Jan 2020)
Tax Bill	$2,290 (2026)
Deeds & Mortgages	May 2021 Mortgage Jan 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`010-1140-04270`

Property Details

APN / Parcel Number

Primary APN	`010-1140-04270`
Alternative APN	`1084593`

Interior

Bedrooms	4 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,081 sqft Gross Area
1st Floor Area	999 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	7,006 sqft (0.16 acres)
Garage Area	672 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	84 sqft
Deck Area	84 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1084593
Street Address	2506 W 3RD ST
City	DULUTH
State	MN
Zip	55806-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 404 BLOCK 86 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	86
Legal Lot Number	404
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2016
Census Tract	15600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2506 W 3RD ST, DULUTH, MN 55806-1839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE
Jan 22, 2020	Warranty Deed, Construction Loan · Construction Mortgage NATIONAL BK/CMRC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on Record
Deed Sale	Jan 22, 2020 · Amount on Record
Prior Sale	Jul 18, 2001 · Amount on Record
Deed Document Number	20201371924
Prior Transfer Date	Jul 10, 2001
Prior Transfer Doc	0000822527
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2506 W 3RD ST, DULUTH, MN 55806-1839
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	ST LOUIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001413380
Date	May 10, 2021
Instrument	1413380

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 22, 2020
Property Address	2506 W 3RD ST, DULUTH, MN 55806-1839
Document Number	00A1371924
Instrument Date	Jan 15, 2020
Instrument	A1371924
Transaction Type	Construction Loan
Record Updated	Feb 14, 2020
Title Company	STATE LOUIS TITLE LLC, ST LOUIS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2506 W 3RD ST BRAHAM MN 55006, BRAHAM, MN 55006

Mortgage

Document Number	A1371925
Date	Jan 22, 2020
Instrument	A1371925

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 21, 2021

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,290.00 (+11.93%) Homeowner's exemption
2025	$2,046.00 (+2.71%) Homeowner's exemption	$198,400 (+13.05%) Land $26,500 Building $171,900	$198,400 (+13.05%) Land $26,500 Building $171,900
2024	$1,992.00	$175,500 (+19.88%) Land $31,800 Building $143,700	$175,500 (+19.88%) Land $31,800 Building $143,700
2022		$146,400 Land $28,000 Building $118,400	$146,400 Land $28,000 Building $118,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, CTC.

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