2518 Thomas Ln, Harlingen, TX 78550 Property Records

Cameron County property record for 2518 Thomas Ln, Harlingen, TX 78550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,555 sqft · built 1996
Lot Size	0.149 acres (6,486 sqft)
Owner	2 Individual Names on File
Last Sale	$223,133 (Jul 2025)
Tax Bill	$1,342 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`194250-0020-009000`

Property Details

APN / Parcel Number

Primary APN	`194250-0020-009000`
Alternative APN	`74933`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,555 sqft Living Area
Gross Area	1,996 sqft
1st Floor Area	1,555 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,486 sqft (0.149 acres)
Lot Dimensions	108 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2518 THOMAS LN
City	HARLINGEN
State	TX
Zip	78550-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-C
Legal Description	HARLINGEN - KNIGHTWOOD EST-5 LOT 9 BLK 2
Legal Subdivision	KNIGHTWOOD ESTATES SUBD NO 5
Legal Block	2
Legal Lot Number	9
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1005
Census Tract	10204

Owner

2518 Thomas Ln is owned and occupied by two individuals who bought it in July 2025.

Source: Cameron County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2518 THOMAS LN, HARLINGEN, TX 78550-3315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC
Jul 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Jul 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Jul 29, 2025	Vendor's Lien, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2025 · Amount on File
Deed Sale	Jul 29, 2025 · Amount on File
Prior Sale	Feb 5, 2015 · Amount on File
Deed Document Number	202526180
Prior Transfer Date	Jun 11, 2003
Prior Transfer Doc	0000031604
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	2518 THOMAS LN, HARLINGEN, TX 78550-3315
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202024805
Date	Jul 21, 2020
Instrument	2020-24805

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	2518 THOMAS LN, HARLINGEN, TX 78550-3315
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202151198
Date	Nov 29, 2021
Instrument	2021-51198

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	2518 THOMAS LN, HARLINGEN, TX 78550-3315
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2518 THOMAS LN, HARLINGEN, TX 78550-3315

Mortgage

Document Number	0202526182
Date	Jul 29, 2025
Instrument	2025-26182

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 28, 2028

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	2518 THOMAS LN, HARLINGEN, TX 78550-3315
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2518 THOMAS LN, HARLINGEN, TX 78550-3315

Mortgage

Document Number	0202526182
Date	Jul 29, 2025
Instrument	2025-26182

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 28, 2028

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Jul 29, 2025
Property Address	2518 THOMAS LN, HARLINGEN, TX 78550-3315
Document Number	0202526180
Map Reference	CAB 1 SL 1382-A
Instrument Date	Jul 28, 2025
Instrument	2025-26180
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2518 THOMAS LN, HARLINGEN, TX 78550-3315

Mortgage

Document Number	0202526181
Date	Jul 29, 2025
Instrument	2025-26181

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 2518 Thomas Ln was $1,342.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,566 (+16.19%) Land $41,835 Building $161,731	$203,566 (-2.2%) Land $41,835 Building $161,731
2025	$1,342.00 Homeowner's exemption Senior Citizen's exemption	$175,204 Land $41,835 Building $166,309	$208,144 Land $41,835 Building $166,309
2023	$2,212.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$202,685 Land $29,511 Building $173,174	$202,685 Land $29,511 Building $173,174
2022	$2,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2518 Thomas Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 116 policies
Nearby Flood Policies	116 in force
Nearby Flood Claims	5 (2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2518 Thomas Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Metronet.

Nearby Properties on Thomas Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures