2509 Thomas Ln, Harlingen, TX 78550 Property Records

Cameron County property record for 2509 Thomas Ln, Harlingen, TX 78550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,587 sqft · built 1996
Lot Size	0.148 acres (6,456 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,300 (Jan 2018)
Tax Bill	$5,000 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`194250-0010-011000`

Property Details

APN / Parcel Number

Primary APN	`194250-0010-011000`
Alternative APN	`74923`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,587 sqft Living Area
Gross Area	2,049 sqft
1st Floor Area	1,587 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,456 sqft (0.148 acres)
Lot Dimensions	109 ft deep x 59 ft wide
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	116 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2509 THOMAS LN
City	HARLINGEN
State	TX
Zip	78550-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-C
Legal Description	HARLINGEN - KNIGHTWOOD EST - 5 LOT 11 BLK 1
Legal Subdivision	KNIGHTWOOD ESTATES SUBD NO 5
Legal Block	1
Legal Lot Number	11
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1007
Census Tract	10204

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2509 THOMAS LN, HARLINGEN, TX 78550-3316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · FHA Mortgage WINTRUST MORTGAGE
Jan 19, 2018	Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2018 · Amount on Record
Deed Sale	Jan 19, 2018 · Amount on Record
Prior Sale	Aug 29, 2003 · Amount on Record
Deed Document Number	20182168
Deed Book / Page	23153 / 82
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	2509 THOMAS LN, HARLINGEN, TX 78550-3316
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 THOMAS LN, HARLINGEN, TX 78550-3316

Mortgage

Document Number	0202322038
Date	Jun 22, 2023
Instrument	2023-22038

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	296 Months
Due	Feb 1, 2048

January 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Jan 19, 2018
Property Address	2509 THOMAS LN, HARLINGEN, TX 78550-3316
Document Number	23153/082
Book / Page	23153 / 082
Map Reference	CAB 1 PG 1382-A
Instrument Date	Jan 19, 2018
Instrument	2018-00002168
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 THOMAS LN, HARLINGEN, TX 78550-3316

Mortgage

Document Number	201800002169
Date	Jan 19, 2018
Instrument	2018-00002169

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,101 (-0.98%) Land $41,642 Building $196,459	$238,101 (-0.98%) Land $41,642 Building $196,459
2025	$5,000.00 (+35.87%)	$240,448 (+3.25%) Land $41,642 Building $198,806	$240,448 (+3.25%) Land $41,642 Building $198,806
2023	$3,680.00 Additional exemption filed	$232,873 Land $29,375 Building $203,498	$232,873 Land $29,375 Building $203,498
2022	$3,680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 116 policies
Nearby Flood Policies	116 in force
Nearby Flood Claims	5 (2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Metronet.

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