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2418 SE 38th Trl, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2418 SE 38th Trl, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,660 sqft · built 1974
Lot Size0.482 acres (20,996 sqft)
Owner2 Individual Names on File
Last Sale$155,000 (Jan 2017)
Tax Bill$2,414 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Jan 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN1-35-37-35-0030-00000-3000

Property Details

APN / Parcel Number

Primary APN1-35-37-35-0030-00000-3000
Alternative APN
  • R13537350030000003000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,660 sqft Living Area
Gross Area2,588 sqft
1st Floor Area2,460 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area20,996 sqft (0.482 acres)
Garage TypeAttached
Garage Area450 sqft
PorchFlorida Room

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2418 SE 38TH TRL
CityOKEECHOBEE
StateFL
Zip34974-7011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTAYLOR CREEK ISLES SECTION TWO (PLAT BOOK 3 PAGE 89) LOTS 299 & 300
Legal Range35E
Legal Township37S
Legal Section35
Legal SubdivisionTAYLOR CREEK ISLES SECTION TWO
Legal Lot Number300
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2004
Census Tract910500

Owner

2418 SE 38th Trl is owned and occupied by two individuals who bought it in January 2017.

Source: Okeechobee County records, as of November 19, 2025

Owner of Record2 Individual Names on File
Mailing Address2418 SE 38TH TRL, OKEECHOBEE, FL 34974-7011
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2024Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NA
Jan 6, 2017Warranty Deed, Transfer · Conventional Mortgage
CENTERSTATE BK/FL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2017 · Amount on File
Deed SaleJan 6, 2017 · Amount on File
Prior SaleAug 22, 2012 · Amount on File
Deed Document Number2017170
Deed Book / Page784 / 1184
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address2418 SE 38TH TRL, OKEECHOBEE, FL 34974-7011
Transaction TypeMortgage
Record UpdatedApr 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2418 SE 38TH TRL, OKEECHOBEE, FL 34974-7011

Mortgage

Document Number0000002909
DateMar 18, 2024
Instrument2024002909
Lender
NameSOUTH STATE BANK NA
TypeBank
Address1101 1ST ST S, WINTER HAVEN, FL 33880
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueFeb 20, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJan 6, 2017
Property Address2418 SE 38TH TRL, OKEECHOBEE, FL 34974-7011
Document Number0007841184
Book / Page000784 / 001184
Instrument DateJan 6, 2017
Instrument170
Transaction TypeTransfer
Record UpdatedFeb 2, 2017
Title CompanyLAKE OKEECHOBEE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2418 SE 38TH TRL OKEECHOBEE FL 349747011, OKEECHOBEE, FL 34974-7011

Mortgage

Document Number7841185,
DateJan 6, 2017
Book Page000784/001185
Instrument171
Lender
NameCENTERSTATE BK/FL
TypeBank
AddressLAKELAND, FL 33813
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2418 SE 38th Trl was $2,414 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,414.00 Homeowner's exemption$164,550$241,621 Land $44,660 Building $196,961
2023$2,242.00 (+7.79%) Homeowner's exemption$155,255 (+3%)$236,578 (+17.27%) Land $30,800 Building $205,778
2022$2,080.00 Homeowner's exemption$150,733$201,740 Land $30,800 Building $170,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2418 SE 38th Trl in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims7 (2004–2013)
Claims Outside the SFHA5 of 7
Most Recent ClaimAug 2013 · other causes
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2418 SE 38th Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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