2518 28th St, Lubbock, TX 79410 Property Records

Lubbock County property record for 2518 28th St, Lubbock, TX 79410

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 1943
Lot Size	0.166 acres (7,250 sqft)
Owner	Company Name on File
Last Sale	$112,200 (Feb 2014)
Tax Bill	$3,492 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Sep 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R102092`

Property Details

APN / Parcel Number

Primary APN	`R102092`
Alternative APN	`R7912000000400010000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,292 sqft Living Area
Gross Area	1,712 sqft
1st Floor Area	1,292 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Asbestos
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,250 sqft (0.166 acres)
Lot Dimensions	116 ft deep x 62.5 ft wide
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2518 28TH ST
City	LUBBOCK
State	TX
Zip	79410-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIMMONS BLK 4 L 10
Legal Subdivision	SIMMONS
Legal Block	4
Legal Lot Number	10
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1009
Census Tract	1502

Owner

2518 28th St is owned by a company that bought it in February 2014.

Source: Lubbock County records, as of April 15, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 65631, LUBBOCK, TX 79464-5631
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Deed of Trust, Mortgage AMERICAN BK/COMMERCE
Sep 12, 2019	Trustee's Deed, Construction Loan · Construction Mortgage AMERICAN BK/COMMERCE
Feb 19, 2019	Loan Modification, Mortgage AMERICAN BK/COMMERCE
Feb 19, 2019	Loan Modification, Mortgage AMERICAN BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2014 · Amount on File
Deed Sale	Feb 11, 2014 · Amount on File
Prior Sale	Mar 22, 2004
Deed Document Number	20144328
Prior Transfer Date	Feb 10, 2014
Prior Transfer Doc	0000004328
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2518 28TH ST, LUBBOCK, TX 79410-3310
Document Number	0000007375
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4004 106TH ST LUBBOCK TX 794236754, LUBBOCK, TX 79423-6754

Mortgage

Document Number	0000007375
Date	Feb 24, 2020
Instrument	7375

Lender

Name	AMERICAN BK/COMMERCE
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Amount	Amount on Record

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LUBBOCK TX
Recording Date	Sep 12, 2019
Property Address	2518 28TH ST, LUBBOCK, TX 79410-3310
Instrument Date	Sep 11, 2019
Instrument	35679
Transaction Type	Construction Loan
Record Updated	Sep 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4004 106TH ST LUBBOCK TX 794236754, LUBBOCK, TX 79423-6754

Mortgage

Document Number	0000035679
Date	Sep 12, 2019
Instrument	35679

Lender

Name	AMERICAN BK/COMMERCE
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 11, 2020

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	2518 28TH ST, LUBBOCK, TX 79410-3310
Document Number	0000006216
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4004 106TH ST LUBBOCK TX 794236754, LUBBOCK, TX 79423-6754

Mortgage

Document Number	0000006216
Date	Feb 25, 2019
Instrument	6216

Lender

Name	AMERICAN BK/COMMERCE
Type	Bank
Address	LUBBOCK, TX 79423

Agreement

Term	120 Months
Due	Feb 24, 2029

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	2518 28TH ST, LUBBOCK, TX 79410-3310
Document Number	0000005959
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 106TH ST LUBBOCK TX 79423, LUBBOCK, TX 79423

Mortgage

Document Number	0000005959
Date	Feb 21, 2019
Instrument	5959

Lender

Name	AMERICAN BK/COMMERCE
Type	Bank
Address	LUBBOCK, TX 79423

Agreement

Term	120 Months
Due	Feb 20, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 2518 28th St was $3,492, down 2.5% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,492.00 (-2.54%)	$197,362 Land $33,000 Building $164,362	$197,362 Land $33,000 Building $164,362
2024	$3,583.00 (+14.58%)
2023	$3,127.00 (-1.29%)	$168,267 Land $19,688 Building $148,579	$168,267 Land $19,688 Building $148,579
2022	$3,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2518 28th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	19 (1983–2019)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Jan 2019 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims Hurricane Alex, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2518 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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