2513 28th St, Lubbock, TX 79410 Property Records

Lubbock County property record for 2513 28th St, Lubbock, TX 79410

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,530 sqft · built 1943
Lot Size	0.168 acres (7,312 sqft)
Owner	Individual Name on File
Last Sale	$176,900 (Apr 2017)
Tax Bill	$2,513 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R101485`

Property Details

APN / Parcel Number

Primary APN	`R101485`
Alternative APN	`R7912000000300007000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,530 sqft Living Area
Gross Area	1,827 sqft
1st Floor Area	1,530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,312 sqft (0.168 acres)
Lot Dimensions	117 ft deep x 62.5 ft wide
Garage Type	Attached
Garage Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2513 28TH ST
City	LUBBOCK
State	TX
Zip	79410-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIMMONS BLK 3 L 7
Legal Subdivision	SIMMONS
Legal Block	3
Legal Lot Number	7
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1011
Census Tract	1502

Owner

2513 28th St is owned and occupied by an individual who bought it in April 2017.

Source: Lubbock County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2513 28TH ST, LUBBOCK, TX 79410-3309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 19, 2017	Vendor's Lien, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2017 · Amount on File
Deed Sale	Apr 19, 2017 · Amount on File
Prior Sale	Jun 17, 2013 · Amount on File
Deed Document Number	201713601
Prior Transfer Date	Apr 17, 2017
Prior Transfer Doc	0000013601
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2513 28TH ST, LUBBOCK, TX 79410-3309
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023028
Date	May 11, 2021
Instrument	2021023028

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	175 Months
Due	Dec 1, 2035

April 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Apr 19, 2017
Property Address	2513 28TH ST, LUBBOCK, TX 79410-3309
Document Number	0000013601
Map Reference	VOL245 PG43
Instrument Date	Apr 17, 2017
Instrument	2017013601
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2513 28TH ST, LUBBOCK, TX 79410-3309

Mortgage

Document Number	0000013602
Date	Apr 19, 2017
Instrument	2017013602

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2513 28th St was $2,513 with a homeowner's exemption, down 19.4% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,513.00 (-19.35%) Homeowner's exemption	$210,683 Land $33,000 Building $177,683	$210,683 Land $33,000 Building $177,683
2024	$3,116.00 (+4.32%)
2023	$2,987.00 (-4.87%) Homeowner's exemption	$210,413 Land $19,688 Building $190,725	$210,413 Land $19,688 Building $190,725
2022	$3,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2513 28th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	19 (1983–2019)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Jan 2019 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims Hurricane Alex, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2513 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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