2517 Sapling Cir, Wilmington, NC 28411 Property Records

New Hanover County property record for 2517 Sapling Cir, Wilmington, NC 28411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,491 sqft · built 1996
Lot Size	0.279 acres (12,153 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Feb 2020)
Tax Bill	$1,435 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R03519-007-006-000`

Property Details

APN / Parcel Number

Primary APN	`R03519-007-006-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,491 sqft Living Area
1st Floor Area	1,491 sqft
Basement Area	1,491 sqft
Finished Basement	1,491 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	12,153 sqft (0.279 acres)
Terrain	Low
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2517 SAPLING CIR
City	WILMINGTON
State	NC
Zip	28411-6121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 289 SEC 12 MEADOWBROOK
Legal Subdivision	MEADOWBROOK SEC 12
Legal Block	7
Legal Lot Number	289
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	2
Census Block	2006
Census Tract	11611

Owner

2517 Sapling Cir is owned and occupied by an individual who bought it in February 2020.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2517 SAPLING CIR, WILMINGTON, NC 28411-6121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit PARAGON BANK
Feb 5, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2020 · Amount on File
Deed Sale	Feb 5, 2020 · Amount on File
Prior Sale	Sep 2, 2016 · Amount on File
Deed Document Number	20204202
Deed Book / Page	6282 / 2153
Prior Transfer Date	May 10, 2016
Prior Transfer Doc	00597401815
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	2517 SAPLING CIR, WILMINGTON, NC 28411-6121
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 SAPLING CIR, WILMINGTON, NC 28411-6121

Mortgage

Document Number	00681302245
Date	Nov 20, 2025
Book Page	6813/2245
Instrument	2025030759

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	1200 ALTMORE AVE # 2-300, SANDY SPRINGS, GA 30342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	2517 SAPLING CIR, WILMINGTON, NC 28411-6121
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 SAPLING CIR, WILMINGTON, NC 28411-6121

Mortgage

Document Number	00666502045
Date	Sep 26, 2023
Book Page	6665/2045
Instrument	2023024351

Lender

Name	PARAGON BANK
Type	Bank
Address	WILMINGTON, NC 28405

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 21, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Feb 5, 2020
Property Address	2517 SAPLING CIR, WILMINGTON, NC 28411-6121
Document Number	0062822153
Book / Page	006282 / 002153
Instrument Date	Jan 21, 2019
Instrument	4202
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$438.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 SAPLING CIR WILMINGTON NC 284116121, WILMINGTON, NC 28411-6121

Tax Assessment & Valuation

The 2025 property tax bill for 2517 Sapling Cir was $1,435, up 10.9% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,800 (-) Land $118,100 Building $241,700	$359,800 (-) Land $118,100 Building $241,700
2025	$1,435.00 (+10.9%)	$359,800 Land $118,100 Building $241,700	$359,800 Land $118,100 Building $241,700
2024	$1,294.00 (+0.47%)
2023	$1,288.00 (-0.92%)	$233,600 Land $65,500 Building $168,100	$233,600 Land $65,500 Building $168,100
2022	$1,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2517 Sapling Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2021–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2517 Sapling Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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