2516 Sapling Cir, Wilmington, NC 28411 Property Records

New Hanover County property record for 2516 Sapling Cir, Wilmington, NC 28411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,271 sqft · built 1997
Lot Size	0.173 acres (7,536 sqft)
Owner	Company Name on Record
Last Sale	$320,000 (Jul 2022)
Tax Bill	$1,291 (2025)
Deeds & Mortgages	Jul 2022 Sale Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R03519-003-016-000`

Property Details

APN / Parcel Number

Primary APN	`R03519-003-016-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,271 sqft Living Area
1st Floor Area	1,271 sqft
Basement Area	1,271 sqft
Finished Basement	1,271 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	7,536 sqft (0.173 acres)
Terrain	Low
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2516 SAPLING CIR
City	WILMINGTON
State	NC
Zip	28411-6121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 274 SEC 12 MEADOWBROOK
Legal Subdivision	MEADOWBROOK SEC 12
Legal Block	3
Legal Lot Number	274
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	2
Census Block	2007
Census Tract	11611

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2516 SAPLING CIR, WILMINGTON, NC 28411-6121
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Warranty Deed, Transfer
Dec 1, 2020	Warranty Deed, Transfer ON Q FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Dec 1, 2020 · Amount on Record
Deed Document Number	202224724
Deed Book / Page	6577 / 1180
Prior Transfer Date	Jul 12, 2001
Prior Transfer Doc	2984000988
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 1, 2022
Property Address	2516 SAPLING CIR, WILMINGTON, NC 28411-6121
Document Number	00657701180
Book / Page	6577 / 1180
Map Reference	MB 36 PG 48
Instrument Date	Jun 30, 2022
Instrument	2022024724
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2516 SAPLING CIR, WILMINGTON, NC 28411-6121

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Dec 1, 2020
Property Address	2516 SAPLING CIR, WILMINGTON, NC 28411-6121
Document Number	0063850017
Book / Page	006385 / 000017
Instrument Date	Nov 2, 2020
Instrument	51222
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2516 SAPLING CIR WILMINGTON NC 284116121, WILMINGTON, NC 28411-6121

Mortgage

Document Number	63850020
Date	Dec 1, 2020
Book Page	006385/000020
Instrument	51223

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,800 (-) Land $106,600 Building $215,200	$321,800 (-) Land $106,600 Building $215,200
2025	$1,291.00 (+9.59%)	$321,800 (+52.22%) Land $106,600 Building $215,200	$321,800 (+52.22%) Land $106,600 Building $215,200
2024	$1,178.00 (+0.51%)
2023	$1,172.00 (-0.85%)	$211,400 Land $58,600 Building $152,800	$211,400 Land $58,600 Building $152,800
2022	$1,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2021–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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