25165 Joanne Smith Dr, Warren, MI 48091 Property Records

Macomb County property record for 25165 Joanne Smith Dr, Warren, MI 48091

Property Summary

Property Type	Condominium
Details	1.5 ba · 1,008 sqft · built 1994
Owner	Individual Name on File
Last Sale	$176,200 (Aug 2026)
Tax Bill	$1,780 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-13-20-428-102`

Property Details

APN / Parcel Number

Primary APN	`12-13-20-428-102`
Alternative APN	`1320428102`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1 sqft
1st Floor Area	1,008 sqft
Basement Area	507 sqft
Unfinished Basement	507 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Asphalt
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	25165 JOANNE SMITH DR
City	WARREN
State	MI
Zip	48091-3883
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-3
Legal Description	UNIVERSITY MANOR M.C.C.P. NO 366 UNIT 102 BLDG 26 L4978 P563-605
Legal Subdivision	MANOR
Legal Unit	102
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	3
Census Block	3001
Census Tract	262500

Owner

Source: Macomb County assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	595 N WHITMAN CT SE, ADA, MI 49301-7710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Apr 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Apr 28, 2026 · Amount on Record
Deed Document Number	202674295
Deed Book / Page	30795 / 966
Prior Transfer Date	Jul 27, 2026
Prior Transfer Doc	0000074295
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 5, 2026
Property Address	25165 JOANNE SMITH DR, WARREN, MI 48091-3883
Document Number	0000074295
Book / Page	30795 / 966
Instrument Date	Jul 27, 2026
Instrument	202674295
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	ABSTRACT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$153,047.32
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 N WHITMAN CT SE, ADA, MI 49301-7710

Mortgage

Document Number	0000074296,
Date	Aug 5, 2026
Instrument	202674296

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 28, 2026
Property Address	25165 JOANNE SMITH DR, WARREN, MI 48091-3883
Document Number	0000040463
Book / Page	30635 / 816
Instrument Date	Apr 24, 2026
Instrument	2026.40463
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$153,047.32
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25165 JOANNE SMITH DR, WARREN, MI 48091-3883

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Center Line Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,820 (+8.53%)	$151,640 (+8.53%)
2025	$1,780.00 (+11.39%) Homeowner's exemption	$69,860 (+17.1%)	$139,720 (+17.1%)
2023		$59,660	$119,320
2022	$1,598.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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