25143 Joanne Smith Dr, Warren, MI 48091 Property Records

Macomb County property record for 25143 Joanne Smith Dr, Warren, MI 48091

Property Summary

Property Type	Condominium
Details	1.5 ba · 1,008 sqft · built 1995
Lot Size	17.9 acres (781,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Feb 2024)
Tax Bill	$4,398 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-13-20-428-114`

Property Details

APN / Parcel Number

Primary APN	`12-13-20-428-114`
Alternative APN	`1320428114`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	507 sqft
Unfinished Basement	507 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Exterior Material	Brick
Lot Area	781,178 sqft (17.9 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	25143 JOANNE SMITH DR
City	WARREN
State	MI
Zip	48091-3883
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-3
Legal Description	UNIVERSITY MANOR M.C.C.P. NO 366 UNIT 114 BLDG 29 L4978 P563-605
Legal Subdivision	MANOR
Legal Unit	114
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	3
Census Block	3001
Census Tract	262500

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12038 MCDOUGALL ST, HAMTRAMCK, MI 48212-2732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Warranty Deed, Transfer · Conventional Mortgage PAC FEDERAL CU
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2024 · Amount on Record
Deed Sale	Feb 12, 2024 · Amount on Record
Prior Sale	Aug 22, 2001 · Amount on Record
Deed Document Number	202410660
Deed Book / Page	29470 / 747
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Feb 12, 2024
Property Address	25143 JOANNE SMITH DR, WARREN, MI 48091-3883
Document Number	2400010660
Book / Page	29470 / 747
Instrument Date	Feb 9, 2024
Instrument	202400010660
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	GREATER MACOMB TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1545 OAKFIELD DR, ANN ARBOR, MI 48108-3377

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12038 MCDOUGALL ST, HAMTRAMCK, MI 48212-2732

Mortgage

Document Number	2400011704
Date	Feb 12, 2024
Instrument	202400011704

Lender

Name	PAC FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate	7.5%
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	Prime Rate
Max Rate	13.5%

Mortgage

Document Number	2400011704
Date	Feb 15, 2024
Book Page	29475/616
Instrument	202400011704

Lender

Name	PAC FEDERAL CU
Type	Credit Union
Address	2889 E MAPLE RD, TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate	7.5%
Type Change Date	Mar 1, 2027
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	Prime Rate
Max Rate	13.5%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	25143 JOANNE SMITH DR, WARREN, MI 48091-3883
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000129127
Date	Nov 13, 2019
Book Page	26330/687
Instrument	9129127

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Center Line Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,250 (+25.41%)	$152,500 (+25.41%)
2025	$4,398.00 (+174.02%)
2023		$60,800	$121,600
2022	$1,605.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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