Ramsey County property record for 2516 16th Ave E, Saint Paul, MN 55109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,716 sqft · built 2004 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Jan 2007) |
| Tax Bill | $6,246 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Jul 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-29-22-12-0122 |
| Primary APN | 12-29-22-12-0122 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 861 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 518347 |
|---|---|
| Street Address | 2516 16TH AVE E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55109-2338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOURTH ADDITION TO NORTH,ST. P W 20 FT OF LOT 5 & ALL OF LOT 4 BLK 34 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 12 |
| Legal Subdivision | FOURTH ADDITION TO NORTH,ST. P |
| Legal Block | 34 |
| Legal Lot Number | 5,4 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | NORTH ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 42602 |
2516 16th Ave E is owned and occupied by two individuals who acquired it in January 2016.
Source: Ramsey County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2516 16TH AVE E, SAINT PAUL, MN 55109-2338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FIN'L FCU |
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Jun 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA CATHOLIC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2007 · Amount on File |
| Deed Sale | Jan 12, 2007 · Amount on File |
| Deed Document Number | 2007356735 |
| Last Transfer Date | Jan 8, 2016 |
| Transfer Doc | 0A04591779 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Oct 13, 2026 |
| Property Address | 2516 16TH AVE E, SAINT PAUL, MN 55109-2338 |
| Document Number | 0005124429 |
| Instrument Date | Oct 7, 2026 |
| Instrument | 20265124429 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2516 16TH AVE E, SAINT PAUL, MN 55109-2338 |
| Document Number | 0005124429, |
|---|---|
| Date | Oct 13, 2026 |
| Instrument | 20265124429 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jul 27, 2026 |
| Property Address | 2516 16TH AVE E, SAINT PAUL, MN 55109-2338 |
| Document Number | 0005114730 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20265114730 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2516 16TH AVE E, SAINT PAUL, MN 55109-2338 |
| Document Number | 0005114730, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20265114730 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2516 16TH AVE E, NORTH ST PAUL, MN 55109-2338 |
| Document Number | 0004828161 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2516 197TH AVE NORTH ST PAUL MN 55109, NORTH ST PAUL, MN 55109 |
| Document Number | 0004828161 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 4828161 |
| Name | TRUSTONE FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MN 55447 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 18, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2516 16TH AVE E, NORTH ST PAUL, MN 55109-2338 |
| Document Number | 0004826635 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2516 16TH AVE E ST PAUL MN 551092338, ST PAUL, MN 55109-2338 |
| Document Number | 0004826635 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 4826635 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2516 16TH AVE E, NORTH ST PAUL, MN 55109-2338 |
| Document Number | 0004666277 |
| Instrument Date | Jun 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2516 16TH AVE E NORTH ST PAUL MN 551092338, NORTH ST PAUL, MN 55109-2338 |
| Document Number | 0004666277 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 4666277 |
| Name | MINNESOTA CATHOLIC CU |
|---|---|
| Type | Credit Union |
| Address | LITTLE CANADA, MN 55117-1629 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 6, 2027 |
The 2025 property tax bill for 2516 16th Ave E was $6,246 with a homeowner's exemption, up 1.8% from the year before.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | North St. Paul City |
| Unified School District | North St. Paul-Maplewood-Oakdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $431,900 (-6.8%) Land $49,200 Building $382,700 | $431,900 (-6.8%) Land $49,200 Building $382,700 | |
| 2025 | $6,246.00 (+1.76%) Homeowner's exemption | $463,400 Land $49,200 Building $414,200 | $463,400 Land $49,200 Building $414,200 |
| 2024 | $6,138.00 (+9.61%) | ||
| 2023 | $5,600.00 Homeowner's exemption | $429,100 Land $49,200 Building $379,900 | $429,100 Land $49,200 Building $379,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2516 16th Ave E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2516 16th Ave E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | North Saint Paul serves 13,134 people · EPA ID MN1620011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures