2308 16th Ave E, Saint Paul, MN 55109 Property Records

Ramsey County property record for 2308 16th Ave E, Saint Paul, MN 55109

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,066 sqft · built 1959
Lot Size0.187 acres (8,125 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Apr 2026)
Tax Bill$5,006 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Jul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-29-22-22-0048

Property Details

APN / Parcel Number

Primary APN12-29-22-22-0048
Alternative APNs
  • 8354573
  • 398785

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,066 sqft Living Area
1st Floor Area1,066 sqft
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1999
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area8,125 sqft (0.187 acres)
Lot Dimensions125 ft deep x 65 ft wide
Garage TypeDetached
Garage Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number398785
Street Address2308 16TH AVE E
CitySAINT PAUL
StateMN
Zip55109-2332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOURTH ADDITION TO NORTH,ST. P EX W 5 FT LOT 12 AND EX E 1O FT LOT 13 BLK 2
Legal Range22
Legal Township29
Legal Section12
Legal SubdivisionFOURTH ADDITION TO NORTH,ST. P
Legal Block2
Legal Lot Number12,13
JurisdictionRAMSEY MN
Township / Civil DivisionNORTH ST. PAUL
Census Block Group2
Census Block2004
Census Tract42601

Owner

Source: Ramsey County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2308 16TH AVE E, SAINT PAUL, MN 55109-2332
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Warranty Deed, Transfer · Conventional Mortgage
ASSOCIATED BANK
Jul 26, 2023Warranty Deed, Transfer · Conventional Mortgage
HIWAY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2026 · Amount on Record
Deed SaleApr 27, 2026 · Amount on Record
Prior SaleJul 13, 2023 · Amount on Record
Deed Document Number20262814687
Prior Transfer DateMay 2, 2022
Prior Transfer Doc0002731310
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateApr 27, 2026
Property Address2308 16TH AVE E, SAINT PAUL, MN 55109-2332
Document Number0T02814687
Instrument DateApr 22, 2026
Instrument20262814687
Transaction TypeTransfer
Record UpdatedJul 6, 2026
Title CompanyDCA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$128,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2308 16TH AVE E, SAINT PAUL, MN 55109-2332

Mortgage

Document Number0002814688,
DateApr 27, 2026
Instrument20262814688
Lender
NameASSOCIATED BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateJul 26, 2023
Property Address2308 16TH AVE E, NORTH ST PAUL, MN 55109-2332
Document Number0T02758146
Instrument DateJul 13, 2023
InstrumentT02758146
Transaction TypeTransfer
Record UpdatedMay 6, 2026
Title CompanyTITLE SMART INC, TITLESMART INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,138.50
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2308 16TH AVE E, NORTH SAINT PAUL, MN 55109-2332

Mortgage

Document Number0T02758147
DateJul 26, 2023
InstrumentT02758147
Lender
NameHIWAY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.5%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2028
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change7.5%
Index1-Year CMT
Max Rate11.5%

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityNorth St. Paul City
Unified School DistrictNorth St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$353,600 (-1.91%) Land $51,500 Building $302,100$353,600 (-1.91%) Land $51,500 Building $302,100
2025$5,006.00 (-13.63%) Homeowner's exemption$360,500 (+10.31%) Land $51,500 Building $309,000$360,500 (+10.31%) Land $51,500 Building $309,000
2024$5,796.00 (+33.86%)
2023$4,330.00 Homeowner's exemption$326,800 Land $51,500 Building $275,300$326,800 Land $51,500 Building $275,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNorth Saint Paul
serves 13,134 people · EPA ID MN1620011
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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