25156 Derringer Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 25156 Derringer Rd, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,184 sqft · built 1987
Lot Size	0.22 acres (9,598 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Jun 2014)
Tax Bill	$5,504 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`402308380002`

Property Details

APN / Parcel Number

Primary APN	`402308380002`
Alternative APNs	`00952623260501` `10004611977`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,184 sqft Living Area
Gross Area	2,947 sqft
1st Floor Area	2,184 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,598 sqft (0.22 acres)
Garage Type	Attached
Garage Area	435 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Pool Area	288 sqft
Porch	Slab
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00952623260501
Street Address	25156 DERRINGER RD
City	PUNTA GORDA
State	FL
Zip	33983-6058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC23 BLK699 LT15 672/2105-07 893/1883 1739/185 2536/148 2939/1134 CT3801/576 3832/1745 3855/15 3876/241
Legal Range	23E
Legal Township	40S
Legal Section	08
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	699
Legal Lot Number	15
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2002
Census Tract	20101

Owner

25156 Derringer Rd is owned and occupied by an individual who bought it in June 2014.

Source: Charlotte County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	25156 DERRINGER RD, PUNTA GORDA, FL 33983-6058
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2014 · Amount on File
Deed Sale	Jun 11, 2014 · Amount on File
Prior Sale	Apr 7, 2014 · Amount on File
Deed Document Number	20142273317
Deed Book / Page	3876 / 241
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 11, 2026
Property Address	25156 DERRINGER RD, PUNTA GORDA, FL 33983-6058
Document Number	0003653927
Instrument Date	Jun 3, 2026
Instrument	20263653927
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003653927,
Date	Jun 11, 2026
Instrument	20263653927

Lender

Name	JONES MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Jun 1, 2028

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 25156 Derringer Rd was $5,504.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,504.00	$309,427 Land $38,250 Building $271,177	$309,427 Land $38,250 Building $271,177
2023		$247,448 (-0.43%)	$265,346 (+6.77%) Land $38,000 Building $227,346
2022	$4,468.00	$248,526 Land $27,200 Building $221,326	$248,526 Land $27,200 Building $221,326

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25156 Derringer Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	3 (2005–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25156 Derringer Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ethx Fixed Wireless	500 / 50

May also be available: CenturyLink, Hotwire Communications, Ripple Fiber, Verizon.