Charlotte County property record for 25149 Derringer Rd, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,948 sqft · built 2005 |
| Lot Size | 0.247 acres (10,795 sqft) |
| Owner | Company Name on Record |
| Last Sale | $291,000 (May 2021) |
| Tax Bill | $4,177 (2025) |
| Deeds & Mortgages | May 2021 Sale Mar 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-23-08-383-001 |
| Primary APN | 40-23-08-383-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,948 sqft Living Area |
| Gross Area | 2,772 sqft |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 10,795 sqft (0.247 acres) |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 362 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004611995 |
|---|---|
| Old Parcel Number | 00952623261706 |
| Street Address | 25149 DERRINGER RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-6059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PGI 023 0700 0007 PUNTA GORDA ISLES SEC23 BLK700 LT7 0837/1662 1006/17 1273/1417 2208/1157 2506/1242 2730/208 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 08 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 700 |
| Legal Lot Number | 7 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20101 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 4900, SCOTTSDALE, AZ 85261-4900 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 24, 2021 | Warranty Deed, Transfer HOMEPRO TITLE INC |
| Mar 2, 2020 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Mar 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 11, 2018 | Warranty Deed, Transfer MICHIGAN MUTUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2021 · Amount on Record |
| Deed Sale | May 24, 2021 · Amount on Record |
| Prior Sale | Apr 11, 2018 · Amount on Record |
| Deed Document Number | 2949223 |
| Deed Book / Page | 4772 / 729 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 24, 2021 |
| Property Address | 25149 DERRINGER RD, PUNTA GORDA, FL 33983-6059 |
| Document Number | 0047720729 |
| Book / Page | 4772 / 729 |
| Map Reference | MB 12 PG 2A-2-Z-41 |
| Instrument Date | May 19, 2021 |
| Instrument | 2949223 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | HOMEPRO TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,037.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25149 DERRINGER RD, 25149, PUNTA GORDA, FL 33983-6059 |
| Name | Verified Name |
|---|---|
| Address | 1717 MAIN ST STE 2000, 2000, DALLAS, TX 75201-4657 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 25149 DERRINGER RD, PUNTA GORDA, FL 33983-6059 |
| Document Number | 0045671364 |
| Instrument Date | Mar 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 25149 DERRINGER RD PUNTA GORDA FL 339836059, PUNTA GORDA, FL 33983-6059 |
| Document Number | 0045671364 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 004567/001364 |
| Instrument | 2806520 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2050 |
| Rate | 4% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 25149 DERRINGER RD, PUNTA GORDA, FL 33983-6059 |
| Document Number | 0045651195 |
| Instrument Date | Mar 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 25149 DERRINGER RD PUNTA GORDA FL 339836059, PUNTA GORDA, FL 33983-6059 |
| Document Number | 0045651195 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 004565/001195 |
| Instrument | 2805010 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 11, 2018 |
| Property Address | 25149 DERRINGER RD, PUNTA GORDA, FL 33983-6059 |
| Document Number | 0043020937 |
| Book / Page | 004302 / 000937 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 2602558 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2018 |
| Title Company | PREMIER TITLE/FL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,666.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25350 NARWHALE LN PUNTA GORDA FL 339836059, PUNTA GORDA, FL 33983-6059 |
| Document Number | 43020938 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 004302/000938 |
| Instrument | 2602559 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 10, 2048 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,177.00 (-31.8%) | $276,932 (-13.77%) | $362,002 (+3.82%) Land $36,000 Building $326,002 |
| 2023 | $6,125.00 (+14.46%) | $321,169 (+1%) | $348,685 (+19.42%) Land $30,400 Building $318,285 |
| 2022 | $5,351.00 | $291,972 Land $21,760 Building $270,212 | $291,972 Land $21,760 Building $270,212 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2005–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ethx Fixed Wireless | 500 / 50 |
May also be available: CenturyLink, Hotwire Communications, Ripple Fiber, Verizon.
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