2515 Bailey Ave, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2515 Bailey Ave, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,033 sqft · built 1935
Lot Size0.153 acres (6,700 sqft)
OwnerCompany Name on File
Last Sale$224,900 (Sep 2021)
Tax Bill$804 (2025)
Deeds & MortgagesSep 2021 Sale & Line of Credit
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN146N H 014

Property Details

APN / Parcel Number

Primary APN146N H 014
Alternative APN
  • 0000076613

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,033 sqft Living Area

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1960
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,700 sqft (0.153 acres)
Lot Dimensions134 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000076613
Street Address2515 BAILEY AVE
CityCHATTANOOGA
StateTN
Zip37404-3820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 20 BLK 8 CHAMBERLAIN AVE LAND CO ADDN PB3 PG14
Legal SubdivisionCHAMBERLAIN AVE LAND
Legal Block8
Legal Lot Number20
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2010
Census Tract1300

Owner

2515 Bailey Ave is owned by a company that bought it in September 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of RecordCompany Name on File
Mailing Address417 W 7TH ST UNIT 318, 318, COLUMBIA, TN 38402-1540
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2021Warranty Deed, Transfer · Line of Credit
LENDINGONE LLC
May 25, 2018Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2021 · Amount on File
Deed SaleSep 9, 2021 · Amount on File
Prior SaleMay 25, 2018 · Amount on File
Deed Document Number2021090900198
Deed Book / Page12644 / 520
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 9, 2021
Property Address2515 BAILEY AVE, CHATTANOOGA, TN 37404-3820
Document Number0000000198
Book / Page12644 / 520
Instrument DateSep 7, 2021
Instrument2021090900198
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY LL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$832.13
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 W 7TH ST UNIT 318, 318, COLUMBIA, TN 38402-1540

Mortgage

Document Number0012644523
DateSep 9, 2021
Instrument12644/523
Lender
NameLENDINGONE LLC
TypeLending Institution
Agreement
TypeLine of Credit
AmountAmount on Record

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 25, 2018
Property Address2515 BAILEY AVE, CHATTANOOGA, TN 37404-3820
Document Number0000000197
Book / Page11357 / 031
Map ReferenceMB3 PG14
Instrument DateMay 24, 2018
Instrument2018052500197
Transaction TypeTransfer
Record UpdatedMar 11, 2022
Title CompanyFIRST TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$347.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2515 BAILEY AVE, CHATTANOOGA, TN 37404-3820

Mortgage

Document Number0000000198
DateMay 25, 2018
Instrument2018052500198
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2515 Bailey Ave was $804, up 12.6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$804.00 (+12.61%)$53,075 (+66.25%)$212,300 (+66.25%) Land $50,000 Building $162,300
2024$714.00$31,925 (-)$127,700 (-) Land $30,000 Building $97,700
2023$714.00$31,925 (-)$127,700 (-) Land $30,000 Building $97,700
2022$714.00$31,925$127,700 Land $30,000 Building $97,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2515 Bailey Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2515 Bailey Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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