Hamilton County property record for 2514 Bailey Ave, Chattanooga, TN 37404
| Property Type | Duplex |
|---|---|
| Details | 3 ba · 1,454 sqft · built 1910 |
| Lot Size | 0.153 acres (6,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $258,300 (Apr 2026) |
| Tax Bill | $1,365 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jan 2025 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 146N J 015 |
| Primary APN | 146N J 015 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,454 sqft Total Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Duplex Single |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,700 sqft (0.153 acres) |
| Lot Dimensions | 134 ft deep x 50 ft wide |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Account Number | 0000076634 |
|---|---|
| Street Address | 2514 BAILEY AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-3819 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1 |
| Legal Description | LT 8 BLK 11 CHAMBERLAIN AVE LAND CO ADDN PB3 PG14 RES USED AS DUPLEX |
| Legal Subdivision | CHAMBERLAIN AVE LAND |
| Legal Block | 11 |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 1300 |
2514 Bailey Ave, a duplex, is owned and occupied by an individual who bought it in April 2026.
Source: Hamilton County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2514 BAILEY AVE, CHATTANOOGA, TN 37404-3819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Jan 13, 2025 | Warranty Deed, Transfer · Construction Mortgage KIAVI FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on File |
| Deed Sale | Apr 6, 2026 · Amount on File |
| Prior Sale | Jan 13, 2025 · Amount on File |
| Deed Document Number | 2026109 |
| Deed Book / Page | 14252 / 414 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 6, 2026 |
| Property Address | 2514 BAILEY AVE, CHATTANOOGA, TN 37404-3819 |
| Document Number | 0000000109 |
| Book / Page | 14252 / 414 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026109 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $96,526.71 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2514 BAILEY AVE, CHATTANOOGA, TN 37404-3819 |
| Document Number | 0000000110, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 20266110 |
| Name | SUMMIT FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 13, 2025 |
| Property Address | 2514 BAILEY AVE, CHATTANOOGA, TN 37404-3819 |
| Document Number | 0000000093 |
| Book / Page | 13811 / 191 |
| Map Reference | MB 3 PG 14 |
| Instrument Date | Jan 6, 2025 |
| Instrument | 2025011300093 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1168 GREENWOOD TRL NW, CLEVELAND, TN 37312-3622 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000094 |
|---|---|
| Date | Jan 13, 2025 |
| Book Page | 13811/194 |
| Instrument | 2025011300094 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Feb 1, 2026 |
The 2025 property tax bill for 2514 Bailey Ave was $1,365, up 156.1% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,365.00 (+156.1%) | $90,080 (+277.85%) | $225,200 (+277.85%) Land $50,000 Building $175,200 |
| 2024 | $533.00 | $23,840 (-) | $59,600 (-) Land $30,000 Building $29,600 |
| 2023 | $533.00 | $23,840 (-) | $59,600 (-) Land $30,000 Building $29,600 |
| 2022 | $533.00 | $23,840 | $59,600 Land $30,000 Building $29,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2514 Bailey Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2514 Bailey Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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