25138 Clover Ranch Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 25138 Clover Ranch Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,561 sqft · built 2005
Lot Size	0.12 acres (5,217 sqft)
Owner	2 Individual Names on File
Last Sale	$285,817 (Dec 2023)
Tax Bill	$5,054 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R344805`

Property Details

APN / Parcel Number

Primary APN	`R344805`
Alternative APN	`4238-01-001-0510-914`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,561 sqft Living Area
Gross Area	1,981 sqft
1st Floor Area	1,561 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,217 sqft (0.12 acres)
Lot Dimensions	105 ft deep x 50 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	110 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	25138 CLOVER RANCH DR
City	KATY
State	TX
Zip	77494-3016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KATY CREEK RANCH SEC 1, BLOCK 1, LOT 51
Legal Subdivision	KATY CREEK RANCH SEC 1
Legal Block	1
Legal Lot Number	51
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2010
Census Tract	673113

Owner

25138 Clover Ranch Dr is owned and occupied by two individuals who bought it in December 2023.

Source: Fort Bend County records, as of September 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	25138 CLOVER RANCH DR, KATY, TX 77494-3016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Vendor's Lien, Transfer · Conventional Mortgage ADVANCIAL FCU
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Oct 25, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Jan 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Prior Sale	Jul 23, 2015 · Amount on File
Deed Document Number	2023117035
Prior Transfer Date	Oct 25, 2021
Prior Transfer Doc	0000178492
Record Updated	Sep 20, 2026

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Dec 8, 2023
Property Address	25138 CLOVER RANCH DR, KATY, TX 77494-3016
Document Number	0000117035
Map Reference	PL 20060051
Instrument Date	Dec 4, 2023
Instrument	2023117035
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10000 N CENTRAL EXPY STE 825, 825, DALLAS, TX 75231-2330

Mortgage

Document Number	0000117036
Date	Dec 8, 2023
Instrument	2023117036

Lender

Name	ADVANCIAL FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	25138 CLOVER RANCH DR, KATY, TX 77494-3016
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000183270
Date	Nov 1, 2021
Instrument	2021183270

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FORT BEND TX
Recording Date	Oct 25, 2021
Property Address	25138 CLOVER RANCH DR, KATY, TX 77494-3016
Document Number	0000178492
Map Reference	PL 20060051
Instrument Date	Oct 25, 2021
Instrument	2021178492
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25138 CLOVER RANCH DR, KATY, TX 77494-3016

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORT BEND TX
Recording Date	Jan 15, 2020
Property Address	25138 CLOVER RANCH DR, KATY, TX 77494-3016
Document Number	0000005473
Instrument Date	Jan 15, 2020
Instrument	5473
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25138 CLOVER RANCH DR KATY TX 774943016, KATY, TX 77494-3016

Tax Assessment & Valuation

The 2025 property tax bill for 25138 Clover Ranch Dr was $5,054, down 16.2% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,054.00 (-16.17%)	$309,196 (+0.61%) Land $47,710 Building $261,486	$309,196 (+0.61%) Land $47,710 Building $261,486
2024	$6,029.00 (+82.75%) Homeowner's exemption	$307,320 (+0.69%) Land $47,710 Building $259,610	$307,320 (+0.69%) Land $47,710 Building $259,610
2023	$3,299.00	$305,215 Land $36,700 Building $268,515	$305,215 Land $36,700 Building $268,515
2018	$3,833.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25138 Clover Ranch Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Nearby Flood Policies	60 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 25138 Clover Ranch Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS FORT BEND COUNTIES MUD 5 serves 4,641 people · EPA ID TX0790347
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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