25127 Clover Ranch Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 25127 Clover Ranch Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 2006
Lot Size	0.12 acres (5,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,160 (Feb 2025)
Tax Bill	$1,128 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R344856`

Property Details

APN / Parcel Number

Primary APN	`R344856`
Alternative APN	`4238-01-003-0070-914`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,638 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,242 sqft (0.12 acres)
Lot Dimensions	105 ft deep x 50 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	21 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	25127 CLOVER RANCH DR
City	KATY
State	TX
Zip	77494-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KATY CREEK RANCH SEC 1, BLOCK 3, LOT 7
Legal Subdivision	KATY CREEK RANCH SEC 1
Legal Block	3
Legal Lot Number	7
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2006
Census Tract	673113

Owner

Source: Fort Bend County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25127 CLOVER RANCH DR, KATY, TX 77494-3017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 6, 2020	Loan Modification, Mortgage · VA Mortgage FREEDOM MTG
Aug 27, 2018	Grant Deed, Subdivision Related Transfer OTHER
Nov 27, 2017	Loan Modification, Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2025 · Amount on Record
Deed Sale	Feb 17, 2025 · Amount on Record
Prior Sale	Aug 3, 2006 · Amount on Record
Deed Document Number	202514327
Prior Transfer Date	Jul 28, 2006
Prior Transfer Doc	0000094767
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	25127 CLOVER RANCH DR, KATY, TX 77494-3017
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017855
Date	Feb 7, 2022
Instrument	2022017855

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	25127 CLOVER RANCH DR, KATY, TX 77494-3017
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000084294
Date	Jun 23, 2022
Instrument	2022084294

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	WELLINGTON, FL 33414

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FORT BEND TX
Property Address	25127 CLOVER RANCH DR, KATY, TX 77494-3017
Document Number	0000108858
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	MORTGAGE CONNECT ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25127 CLOVER RANCH DR KATY TX 774943017, KATY, TX 77494-3017

Mortgage

Document Number	0000108858
Date	Aug 18, 2020
Instrument	108858

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FORT BEND TX
Recording Date	Aug 27, 2018
Property Address	25127 CLOVER RANCH DR, KATY, TX 77494-3017
Document Number	0000097213
Instrument Date	Aug 20, 2018
Instrument	97213
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 17, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 KATY SHADOW LN KATY TX 774943855, KATY, TX 77494-3855

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FORT BEND TX
Property Address	25127 CLOVER RANCH DR, KATY, TX 77494-3017
Document Number	0000001640
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25127 CLOVER RANCH DR KATY TX 774943017, KATY, TX 77494-3017

Mortgage

Document Number	0000001640
Date	Jan 4, 2018
Instrument	1640

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,128.00	$302,879 (+20.44%) Land $47,710 Building $255,169	$302,879 (-2.69%) Land $47,710 Building $255,169
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$251,482 Land $36,700 Building $274,545	$311,245 Land $36,700 Building $274,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Nearby Flood Policies	60 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS FORT BEND COUNTIES MUD 5 serves 4,641 people · EPA ID TX0790347
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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