2513 Clearwater Ave, Bloomington, IL 61704 Property Records

McLean County property record for 2513 Clearwater Ave, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,477 sqft · built 1977
Lot Size0.126 acres (5,490 sqft)
Owner2 Individual Names on Record
Last Sale$124,500 (Dec 2015)
Tax Bill$3,973 (2024)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-36-157-012

Property Details

APN / Parcel Number

Primary APN14-36-157-012

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area1,477 sqft Living Area
Gross Area1,963 sqft
1st Floor Area1,091 sqft
Basement Area861 sqft
Finished Basement375 sqft
Unfinished Basement486 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleTri-Level
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area5,490 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
View / LotLake Front
Garage Area297 sqft
Parking Spaces1 Parking Space
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2513 CLEARWATER AVE
CityBLOOMINGTON
StateIL
Zip61704-2318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionLAKEWOOD ESTATES LOT 83
Legal Range02E
Legal Township24N
Legal Section36
Legal SubdivisionLAKEWOOD ESTATES
Legal Lot Number83
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2007
Census Tract1105

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2513 CLEARWATER AVE, BLOOMINGTON, IL 61704-2318
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2015 · Amount on Record
Deed SaleDec 9, 2015 · Amount on Record
Prior SaleJul 20, 2011 · Amount on Record
Deed Document Number201523010
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2513 CLEARWATER AVE, BLOOMINGTON, IL 61704-2318
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000020820
DateOct 6, 2020
Instrument2020-00020820
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term304 Months
DueFeb 1, 2046

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$59,807 (+22.02%) Land $11,150 Building $48,657$179,421 (+22.02%) Land $33,450 Building $145,971
2024$3,973.00 (+10.51%)
2023$3,595.00$49,013 Land $9,138 Building $39,875$147,039 Land $27,414 Building $119,625

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20

May also be available: Frontier, Pavlov Media.

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