2509 Clearwater Ave, Bloomington, IL 61704 Property Records

McLean County property record for 2509 Clearwater Ave, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,600 sqft · built 1977
Lot Size	0.126 acres (5,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,000 (Nov 2021)
Tax Bill	$4,155 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-36-157-010`

Property Details

APN / Parcel Number

Primary APN	`14-36-157-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,600 sqft Living Area
1st Floor Area	1,060 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	5,490 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2509 CLEARWATER AVE
City	BLOOMINGTON
State	IL
Zip	61704-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LAKEWOOD ESTATES LOT 85
Legal Range	02E
Legal Township	24N
Legal Section	36
Legal Subdivision	LAKEWOOD ESTATES
Legal Lot Number	85
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2007
Census Tract	1105

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2509 CLEARWATER AVE, BLOOMINGTON, IL 61704-2318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	202127634
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 19, 2021
Property Address	2509 CLEARWATER AVE, BLOOMINGTON, IL 61704-2318
Document Number	202100027634
Map Reference	DOC 76-12589
Instrument Date	Nov 15, 2021
Instrument	2021-00027634
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	FTC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$205.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2509 CLEARWATER AVE, BLOOMINGTON, IL 61704-2318

Mortgage

Document Number	202100027635
Date	Nov 19, 2021
Instrument	2021-00027635

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate	3.12%

Mortgage

Document Number	202100027636
Date	Nov 19, 2021
Instrument	2021-00027636

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Sep 18, 2022

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,245 (+22.03%) Land $11,150 Building $51,095	$186,735 (+22.03%) Land $33,450 Building $153,285
2024	$4,155.00 (+10.48%)
2023	$3,761.00	$51,010 Land $9,138 Building $41,872	$153,030 Land $27,414 Building $125,616

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media.

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