2510 Sterling Dr, McHenry, IL 60050 Property Records

McHenry County property record for 2510 Sterling Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	1,704 sqft · built 1975
Lot Size	0.435 acres (18,974 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,000 (Feb 2012)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-24-328-027`

Property Details

APN / Parcel Number

Primary APN	`09-24-328-027`
Alternative APN	`0924328026`

Interior

Building Area	1,704 sqft Living Area
1st Floor Area	1,704 sqft
Basement Area	1,704 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	18,974 sqft (0.435 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2510 STERLING DR
City	MCHENRY
State	IL
Zip	60050-2883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0035814 LTS 1, 2 & W1/2 LT 3 BLK 1 SHALIMAR & LTS 1 & 2 BLK 4 SHALIMAR 1ST ADDN
Legal Subdivision	SHALIMAR
Legal Block	1,4
Legal Lot Number	1,2,3
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1039
Census Tract	870604

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2510 STERLING DR, MCHENRY, IL 60050-2883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Oct 23, 2019	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2012 · Amount on Record
Deed Sale	Feb 29, 2012 · Amount on Record
Prior Sale	Mar 16, 2009 · Amount on Record
Deed Document Number	20128696
Prior Transfer Date	Aug 27, 1996
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2510 STERLING DR, MCHENRY, IL 60050-2883
Transaction Type	Mortgage
Record Updated	Nov 6, 2023
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027099
Date	Oct 25, 2023
Instrument	2023R0027099

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 30, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 23, 2019
Property Address	2510 STERLING DR, MCHENRY, IL 60050-2883
Document Number	0000035814
Instrument Date	Sep 19, 2019
Instrument	35814
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2510 STERLING DR MCHENRY IL 600502883, MCHENRY, IL 60050-2883

Mortgage

Document Number	32461
Date	Oct 23, 2019
Instrument	32461

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024		$90,093 (+20.31%) Land $29,484 Building $60,609	$270,279 (+20.31%) Land $88,452 Building $181,827
2022	Disabled Person's exemption Veteran's exemption	$74,881 Land $24,506 Building $50,375	$224,643 Land $73,518 Building $151,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	30 (1978–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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