2422 Sterling Dr, McHenry, IL 60050 Property Records

McHenry County property record for 2422 Sterling Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	1,542 sqft · built 1954
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$297,500 (Oct 2023)
Tax Bill	$5,234 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-24-330-025`

Property Details

APN / Parcel Number

Primary APN	`09-24-330-025`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,542 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	312 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	14,810 sqft (0.34 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2422 STERLING DR
City	MCHENRY
State	IL
Zip	60050-2881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0027508 LTS 1 & 2 BLK 5 SHALIMAR SUB
Legal Subdivision	SHALIMAR
Legal Block	5
Legal Lot Number	1,2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1042
Census Tract	870604

Owner

Source: McHenry County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	529 LILY LN, LAKEMOOR, IL 60051-8867
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Aug 8, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Feb 2, 2022	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Aug 8, 2022 · Amount on Record
Deed Document Number	202327508
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 30, 2023
Property Address	2422 STERLING DR, MCHENRY, IL 60050-2881
Document Number	0000027508
Map Reference	DOC79953MB6PG25
Instrument Date	Oct 29, 2023
Instrument	2023R0027508
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 LILY LN, LAKEMOOR, IL 60051-8867

Mortgage

Document Number	0000027509
Date	Oct 30, 2023
Instrument	2023R0027509

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.52%

Mortgage

Document Number	0000027510
Date	Oct 30, 2023
Instrument	2023R0027510

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2028

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 8, 2022
Property Address	2422 STERLING DR, MCHENRY, IL 60050-2881
Document Number	0000027783
Map Reference	DOC 79953 MB 6 PG 25
Instrument Date	Aug 8, 2022
Instrument	2022R0027783
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2422 STERLING DR, MCHENRY, IL 60050-2881

Mortgage

Document Number	0000027784
Date	Aug 8, 2022
Instrument	2022R0027784

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.87%

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 2, 2022
Property Address	2422 STERLING DR, MCHENRY, IL 60050-2881
Document Number	0000004411
Map Reference	MB 6 PG 25
Instrument Date	Jan 20, 2022
Instrument	2022R0004411
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36W RIVER VIEW CT # 208, 208, SAINT CHARLES, IL 60175

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,234.00	$73,447 (+20.32%) Land $13,106 Building $60,341	$220,341 (+20.32%) Land $39,318 Building $181,023
2022		$61,045 Land $10,893 Building $50,152	$183,135 Land $32,679 Building $150,456

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	30 (1978–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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