Miller County property record for 251 Whispering Streams, Osage Beach, MO 65065
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,867 sqft · built 2009 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $204,400 (Apr 2019) |
| Tax Bill | $1,858 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21686 |
| Primary APN | 21686 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,867 sqft Living Area |
| 1st Floor Area | 1,867 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 992 sqft |
| Parking Spaces | 4 Parking Spaces |
| Account Number | 21686 |
|---|---|
| Street Address | 251 WHISPERING STREAMS |
| City | OSAGE BEACH |
| State | MO |
| Zip | 65065-3171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 WHISPERING STREAMS SUB |
| Legal Range | 15W |
| Legal Township | 39N |
| Legal Section | 05 |
| Legal Subdivision | WHISPERING STREAMS SUB |
| Legal Lot Number | 1 |
| Jurisdiction | MILLER MO |
| Township / Civil Division | GLAZE |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 962801 |
251 Whispering Streams is owned and occupied by two individuals who bought it in April 2019.
Source: Miller County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 251 WHISPERING STREAMS, OSAGE BEACH, MO 65065-3171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION |
| Apr 1, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2019 · Amount on File |
| Deed Sale | Apr 1, 2019 · Amount on File |
| Prior Sale | Jan 19, 2011 · Amount on File |
| Deed Document Number | 20191189 |
| Deed Book / Page | 2019 / 1189 |
| Prior Transfer Date | Mar 26, 2019 |
| Prior Transfer Doc | 02019/1189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLER MO |
| Property Address | 251 WHISPERING STREAMS, OSAGE BEACH, MO 65065-3171 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02020/1324 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 2020/1324 |
| Instrument | 202001324 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MILLER MO |
| Recording Date | Apr 1, 2019 |
| Property Address | 251 WHISPERING STREAMS, OSAGE BEACH, MO 65065-3171 |
| Document Number | 02019/1189 |
| Book / Page | 2019 / 1189 |
| Map Reference | MB A PG 400 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 201901189 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 251 WHISPERING STREAMS, OSAGE BEACH, MO 65065-3171 |
| Document Number | 0201901190 |
|---|---|
| Date | Apr 1, 2019 |
| Instrument | 201901190 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 251 Whispering Streams was $1,858.
Source: Miller County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Miller County |
| Unified School District | School of The Osage School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,070 (-) Land $3,800 Building $36,270 | $210,900 (-) Land $20,000 Building $190,900 | |
| 2025 | $1,858.00 | $40,070 Land $3,800 Building $36,270 | $210,900 Land $20,000 Building $190,900 |
| 2023 | $35,320 Land $3,800 Building $31,520 | $185,880 Land $20,000 Building $165,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 251 Whispering Streams in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 251 Whispering Streams is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 89% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: Verizon.
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