221 Whispering Streams, Osage Beach, MO 65065 Property Records

Miller County property record for 221 Whispering Streams, Osage Beach, MO 65065

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 2006
Lot Size	0.195 acres (8,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,300 (May 2021)
Tax Bill	$1,366 (2025)
Deeds & Mortgages	Mar 2023 Transfer May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21689`

Property Details

APN / Parcel Number

Primary APN	`21689`
Alternative APN	`143051000000005019`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	8,499 sqft (0.195 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	21689
Street Address	221 WHISPERING STREAMS
City	OSAGE BEACH
State	MO
Zip	65065-3171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 WHISPERING STREAMS SUB
Legal Range	15W
Legal Township	39N
Legal Section	05
Legal Subdivision	WHISPERING STREAMS SUB
Legal Tract	B
Legal Lot Number	4
Jurisdiction	MILLER MO
Township / Civil Division	GLAZE
Census Block Group	1
Census Block	1068
Census Tract	962801

Owner

Source: Miller County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 WHISPERING STREAMS, OSAGE BEACH, MO 65065-3171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Intrafamily Transfer, Transfer INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC
May 11, 2021	Warranty Deed, Transfer · Line of Credit BANK OF SAINT ELIZABETH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	Aug 8, 2008
Deed Document Number	20212538
Deed Book / Page	2021 / 2538
Last Transfer Date	Mar 28, 2023
Transfer Doc	02023/1281
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MILLER MO
Recording Date	Mar 28, 2023
Property Address	221 WHISPERING STREAMS, OSAGE BEACH, MO 65065-3171
Document Number	02023/1281
Book / Page	2023 / 1281
Map Reference	MB A PG 400
Instrument Date	Mar 28, 2023
Instrument	202301281
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 WHISPERING STREAMS, OSAGE BEACH, MO 65065-3171

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER MO
Recording Date	May 11, 2021
Property Address	221 WHISPERING STREAMS, OSAGE BEACH, MO 65065-3171
Document Number	02021/2538
Book / Page	2021 / 2538
Map Reference	MB A PG 400
Instrument Date	May 4, 2021
Instrument	202102538
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC OSA

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1090 HIGHWAY C, BRUMLEY, MO 65017-3110

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 WHISPERING STREAMS, OSAGE BEACH, MO 65065-3171

Mortgage

Document Number	0202102539
Date	May 11, 2021
Instrument	202102539

Lender

Name	BANK OF SAINT ELIZABETH
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Miller County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Miller County
Unified School District	School of The Osage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,460 (-) Land $3,800 Building $25,660	$155,070 (-) Land $20,000 Building $135,070
2025	$1,366.00	$29,460 (+13.22%) Land $3,800 Building $25,660	$155,070 (+13.24%) Land $20,000 Building $135,070
2023		$26,020 Land $3,800 Building $22,220	$136,940 Land $20,000 Building $116,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 87% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whispering Streams

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