251 W Prospect St, Jackson, MI 49203 Property Records

Jackson County property record for 251 W Prospect St, Jackson, MI 49203

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	19,934 sqft
Lot Size	4.76 acres (207,433 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (Aug 2018)
Deeds & Mortgages	Feb 2023 Line of Credit Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-1772.1000`

Property Details

APN / Parcel Number

Primary APN	`4-1772.1000`

Interior

Stories	1 Story
Building Area	19,934 sqft Total Area

Exterior

Fire Resistance	Masonry Walls, Wood Interior
Lot Area	207,433 sqft (4.76 acres)
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	251 W PROSPECT ST
City	JACKSON
State	MI
Zip	49203-4166
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	I-1
Legal Description	1772, 1773, 1774, 1889 COM AT THE E 1/4 POST SEC 10 T3S R1W TH N 89 DEG 19' W ALONG E-W 1/4 LN SEC 10 2155.76 FT, TH N 0 DEG
Legal Range	01W
Legal Township	03S
Legal Section	10
Legal Subdivision	PROSPECT ADD
Legal Block	15
Legal Lot Number	1
Legal Unit	1
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3000
Census Tract	800

Owner

Source: Jackson County records, as of July 31, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	251 W PROSPECT ST, JACKSON, MI 49203-4166
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Deed of Trust, Mortgage · Line of Credit COUNTY NATIONAL BANK
Apr 22, 2022	Deed of Trust, Mortgage · Line of Credit COUNTY NATIONAL BANK
Aug 28, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2018 · Amount on Record
Deed Sale	Aug 28, 2018 · Amount on Record
Deed Document Number	2804384
Deed Book / Page	2127 / 0096
Record Updated	Jun 7, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	251 W PROSPECT ST, JACKSON, MI 49203-4166
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002932027
Date	Feb 17, 2023
Book Page	2225/336
Instrument	2932027

Lender

Name	COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	18 Months
Due	Aug 18, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	251 W PROSPECT ST, JACKSON, MI 49203-4166
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002913155
Date	Apr 22, 2022
Book Page	2210/965
Instrument	2913155

Lender

Name	COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Aug 28, 2018
Property Address	251 W PROSPECT ST, JACKSON, MI 49203-4166
Document Number	0002804384
Book / Page	002127 / 000096
Instrument Date	Sep 22, 2010
Instrument	2804384
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	251 W PROSPECT ST JACKSON MI 492034166, JACKSON, MI 49203-4166

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on W Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures