232 W Prospect St, Jackson, MI 49203 Property Records

Jackson County property record for 232 W Prospect St, Jackson, MI 49203

Property Summary

Property Type	Commercial
Details	560 sqft
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$20,000 (Jan 2012)
Tax Bill	$1,269 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`4-186500000`

Property Details

APN / Parcel Number

Primary APN	`4-186500000`

Interior

Stories	1 Story
Building Area	560 sqft Total Area
1st Floor Area	560 sqft
Basement Area	560 sqft

Exterior

Fire Resistance	Wood or Wood & Steel Frame
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	232 W PROSPECT ST
City	JACKSON
State	MI
Zip	49203-4168
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	I-1
Legal Description	LAND COM AT PT ON N LN OF PROSPECT ST 158.4 FT W OF W LN OF WOODSUM ST TH N 7 RDS TH W 52.8 FT TH S 7 RDS TO N LN OF PROSPECT
Legal Subdivision	PROSPECT ADD
Legal Block	25
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3023
Census Tract	1300

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2190 BROOKLYN RD, C, JACKSON, MI 49203-4777
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · Line of Credit COUNTY NATIONAL BANK
Sep 8, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2012 · Amount on Record
Deed Sale	Jan 18, 2012 · Amount on Record
Deed Document Number	20122608631
Deed Book / Page	1976 / 643
Last Transfer Date	Aug 8, 2012
Transfer Doc	0002627615
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	232 W PROSPECT ST, JACKSON, MI 49203-4168
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002928077
Date	Dec 2, 2022
Book Page	2222/286
Instrument	2928077

Lender

Name	COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	256 Months
Due	Apr 2, 2044

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Sep 8, 2025
Property Address	232 W PROSPECT ST, JACKSON, MI 49203-4168
Document Number	0002989532
Book / Page	2269 / 639
Map Reference	LB 4 PG 23
Instrument Date	Aug 27, 2025
Instrument	2989532
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount Recorded
Tax	$637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2190 BROOKLYN RD, JACKSON, MI 49203-4777

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 S BROWN ST, JACKSON, MI 49203-2768
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,100 (+5.41%)	$70,200 (+5.41%)
2025	$1,269.00 (-11.57%)	$33,300 (+12.5%)	$66,600 (+12.5%)
2024	$1,435.00 (+9.46%)
2023		$29,600	$59,200
2022	$1,311.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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