251 Ventana Way, Aptos, CA 95003 Property Records

Santa Cruz County property record for 251 Ventana Way, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,121 sqft · built 2003
Lot Size0.165 acres (7,187 sqft)
Owner2 Individual Names on File
Last Sale$1,250,000 (Dec 2003)
Tax Bill$22,410 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN053-181-29

Property Details

APN / Parcel Number

Primary APN053-181-29
Alternative APN
  • 053-181-29-000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Building Area3,121 sqft Living Area
Gross Area3,582 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area7,187 sqft (0.165 acres)
TerrainSteep
View / LotOcean
Garage TypeAttached
Garage Area461 sqft
Parking Spaces2 Parking Spaces
Deck Area368 sqft
Patio Area368 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address251 VENTANA WAY
CityAPTOS
StateCA
Zip95003-5537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal SubdivisionSEASCAPE UPLANDS
Legal Lot Number28
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1015
Census Tract122202

Owner

251 Ventana Way is owned and occupied by two individuals who bought it in December 2003.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address251 VENTANA WAY, APTOS, CA 95003-5537
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2003 · Amount on File
Deed SaleDec 30, 2003 · Amount on File
Prior SaleMay 17, 2002 · Amount on File
Deed Document Number2003125701
Prior Transfer DateFeb 6, 2003
Prior Transfer Doc0000014366
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address251 VENTANA WAY, APTOS, CA 95003-5537
Transaction TypeMortgage
Record UpdatedJul 15, 2021
Title CompanySOLIDIFI TITLE COMPANY/CA, SOLIDIFI TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 VENTANA WAY, APTOS, CA 95003-5537

Mortgage

Document Number0000035530
DateJun 30, 2021
Instrument2021-0035530
Lender
NameUS BANK NA
TypeBank
AddressLA JOLLA, CA 92037
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 251 Ventana Way was $22,410.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,812,794 (+2%) Land $1,015,165 Building $797,629
2025$22,410.00$1,777,249 Land $995,260 Building $781,989
2023$19,821.00 (+1.99%)$1,708,236 Land $956,613 Building $751,623$2,469,150
2022$19,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 251 Ventana Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1982–2016)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 251 Ventana Way is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Cruzio, Etheric Networks, Razzolink, Surfnet Communications, T-Mobile.

Nearby Properties on Ventana Way

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