Santa Cruz County property record for 240 Ventana Way, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,919 sqft · built 2002 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,366,227 (Sep 2009) |
| Tax Bill | $21,467 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit May 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-181-04 |
| Primary APN | 053-181-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Building Area | 3,919 sqft Living Area |
| Gross Area | 4,687 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 9,017 sqft (0.207 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 240 VENTANA WAY |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | SEASCAPE UPLANDS TR 304 |
| Legal Lot Number | 14 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 122202 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 240 VENTANA WAY, APTOS, CA 95003-5534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 19, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| May 18, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2009 · Amount on Record |
| Deed Sale | Sep 9, 2009 · Amount on Record |
| Prior Sale | Jun 5, 2009 · Amount on Record |
| Deed Document Number | 200943557 |
| Last Transfer Date | May 17, 2017 |
| Transfer Doc | 0000016486 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 240 VENTANA WAY, APTOS, CA 95003-5534 |
| Document Number | 0000017699 |
| Instrument Date | Jun 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 240 VENTANA WAY APTOS CA 950035534, APTOS, CA 95003-5534 |
| Document Number | 0000017699 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 17699 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 N PHILLIPS AVENUE SIOUX FAILS, SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 26, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 18, 2017 |
| Property Address | 240 VENTANA WAY, APTOS, CA 95003-5534 |
| Document Number | 0000016486 |
| Instrument Date | May 17, 2017 |
| Instrument | 16486 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 240 VENTANA WAY APTOS CA 950035534, APTOS, CA 95003-5534 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,798,797 (+2%) Land $1,079,278 Building $719,519 | ||
| 2025 | $21,467.00 (+9.51%) Homeowner's exemption | $1,763,527 (+4.04%) Land $1,058,116 Building $705,411 | |
| 2023 | $19,603.00 (+2%) Homeowner's exemption | $1,695,047 Land $1,017,028 Building $678,019 | $2,723,400 |
| 2022 | $19,218.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1982–2016) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio, Etheric Networks, Razzolink, Surfnet Communications, T-Mobile.
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