251 Valley View Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 251 Valley View Dr, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,661 sqft · built 2002
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Jun 2022)
Tax Bill	$8,171 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-32-109-011`

Property Details

APN / Parcel Number

Primary APN	`09-32-109-011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,661 sqft Living Area
1st Floor Area	1,661 sqft
Basement Area	1,661 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	251 VALLEY VIEW DR
City	SAINT CHARLES
State	IL
Zip	60175-4646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVEST HILLS UNIT TWO - LOT 126
Legal Subdivision	HARVEST HILLS
Legal Block	1
Legal Lot Number	126
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1011
Census Tract	852204

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	251 VALLEY VIEW DR, SAINT CHARLES, IL 60175-4646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Jun 24, 2014 · Amount on Record
Deed Document Number	202231743
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 17, 2022
Property Address	251 VALLEY VIEW DR, ST CHARLES, IL 60175-4646
Document Number	0000031743
Map Reference	DOC 1999K113278
Instrument Date	Jun 1, 2022
Instrument	2022K031743
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 VALLEY VIEW DR, ST CHARLES, IL 60175-4646

Mortgage

Document Number	0000031744
Date	Jun 17, 2022
Instrument	2022K031744

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,171.00 (+13.93%) Homeowner's exemption	$136,729 (+8.53%) Land $40,417 Building $96,312	$410,351 (+8.53%) Land $121,300 Building $289,052
2024		$125,982 (+32.85%) Land $37,240 Building $88,742	$378,097 (+32.9%) Land $111,765 Building $266,333
2022	$7,172.00 (+4.21%) Homeowner's exemption	$94,829 (+4.91%) Land $35,048 Building $59,781	$284,487 (+4.91%) Land $105,144 Building $179,343
2021	$6,882.00 Homeowner's exemption	$90,391 Land $33,408 Building $56,983	$271,173 Land $100,224 Building $170,949

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20