251 Union St, Troy, OH 45373 Property Records

Miami County property record for 251 Union St, Troy, OH 45373

Property Summary

Property Type	Fast Food Restaurant
Details	0.5 ba · 440 sqft · built 1956
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on File
Last Sale	$75,000 (Sep 2019)
Tax Bill	$1,444 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`D08-024450`

Property Details

APN / Parcel Number

Primary APN	`D08-024450`
Alternative APNs	`050627.2-33-008-00` `D08SE027 00200`

Interior

Stories	1 Story
Building Area	440 sqft Total Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2019
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	98 ft deep x 43 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	251 UNION ST
City	TROY
State	OH
Zip	45373-3670
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Legal Description	IN LOT 2391 43
Legal Lot Number	2391
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	5
Census Block	5002
Census Tract	365200

Owner

251 Union St, a commercial property, is owned by a company that bought it in September 2019.

Source: Miami County records, as of July 27, 2026

Owner of Record	Company Name on File
Mailing Address	251 UNION ST, TROY, OH 45373-3670
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2019 · Amount on File
Deed Sale	Sep 17, 2019 · Amount on File
Prior Sale	Apr 25, 2016 · Amount on File
Deed Document Number	20192019OR-10803
Prior Transfer Date	Jun 1, 1986
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 17, 2019
Property Address	251 UNION ST, TROY, OH 45373-3670
Document Number	0000010803
Instrument Date	Sep 12, 2019
Instrument	10803
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8401 CLAUDE THOMAS RD #46 FRANKLIN OH 450051475, 46, FRANKLIN, OH 45005-1475

Mortgage

Document Number	10804
Date	Sep 17, 2019
Instrument	10804

Lender

Name	JAY R FRAZIER
Address	10901 BOCA POINTE DR, ORLANDO, FL 32836-5861
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	10805,
Date	Sep 17, 2019
Instrument	10805

Lender

Name	HAROLD R & LESLIE L FARQUHAR
Address	563 COTTINGWOOD CT, DAYTON, OH 45429-3485

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 251 Union St was $1,444, up 75.2% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,444.00 (+75.24%)	$25,660 (+116.72%) Land $5,150 Building $20,510	$73,300 Land $14,700 Building $58,600
2024	$824.00 (+13.19%)	$11,840 (-) Land $4,310 Building $7,530
2023	$728.00 (+2.82%)	$11,840 (-) Land $4,310 Building $7,530	$33,800 (-) Land $12,300 Building $21,500
2022	$708.00	$11,840 Land $4,310 Building $7,530	$33,800 Land $12,300 Building $21,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 251 Union St in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1980–2014)
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 251 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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