236 Union St, Troy, OH 45373 Property Records

Miami County property record for 236 Union St, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 990 sqft · built 1920
Lot Size0.284 acres (12,371 sqft)
OwnerCompany Name on File
Last Sale$66,100 (Mar 2025)
Tax Bill$726 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (reduced by levee)
APND08-090000

Property Details

APN / Parcel Number

Primary APND08-090000
Alternative APNs
  • 050627.2-32-012-00
  • D08SE028 01400

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area990 sqft Living Area
1st Floor Area1,980 sqft
Basement Area990 sqft
Unfinished Basement990 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area12,371 sqft (0.284 acres)
Lot Dimensions194 ft deep x 52 ft wide
Garage TypeDetached
Garage Area192 sqft
PorchSlab
Porch Area214 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address236 UNION ST
CityTROY
StateOH
Zip45373-3671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOUT LOT 1 35
Legal Lot Number1
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group4
Census Block4002
Census Tract365200

Owner

236 Union St is owned by a company that bought it in March 2025 and is owner-occupied.

Source: Miami County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address3000 SEMINOLE WAY, PIQUA, OH 45356-9798
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2025 · Amount on File
Deed SaleMar 12, 2025 · Amount on File
Prior SaleJan 30, 2007 · Amount on File
Deed Document Number20252474
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address236 UNION ST, TROY, OH 45373-3671
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010009
DateAug 14, 2017
Instrument2017OR-10009
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount on Record
Term120 Months
DueAug 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 236 Union St was $726 with a homeowner's exemption, down 6.3% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$726.00 (-6.32%) Homeowner's exemption$34,790 (+50.35%) Land $7,700 Building $27,090$99,400 Land $22,000 Building $77,400
2024$775.00 (+18.87%) Homeowner's exemption$23,140 (-) Land $6,410 Building $16,730
2023$652.00 (+10.88%) Homeowner's exemption$23,140 (-) Land $6,410 Building $16,730$66,100 (-) Land $18,300 Building $47,800
2022$588.00 Homeowner's exemption$23,140 Land $6,410 Building $16,730$66,100 Land $18,300 Building $47,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 236 Union St in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Most Recent ClaimMay 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 236 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Watch TV.

Nearby Properties on Union St

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