251 Two Pond Loop, Ladson, SC 29456 Property Records

Dorchester County property record for 251 Two Pond Loop, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,335 sqft · built 1999
Lot Size	0.129 acres (5,641 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,000 (Oct 2020)
Tax Bill	$2,408 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`154-07-04-003`

Property Details

APN / Parcel Number

Primary APN	`154-07-04-003`
Alternative APN	`R0042127`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,335 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,641 sqft (0.129 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	R0042127
Street Address	251 TWO POND LOOP
City	LADSON
State	SC
Zip	29456-6919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD_SV
Legal Description	LOT 94 SUBD: BROOKHAVEN PH 0
Legal Subdivision	BROOKHAVEN
Legal Phase	1
Legal Lot Number	94
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2002
Census Tract	10814

Owner

Source: Dorchester County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	251 TWO POND LOOP, LADSON, SC 29456-6919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Grant Deed, Transfer · Conventional with PMI CAROLINA ONE MTG
Sep 18, 2019	Deed of Trust, Mortgage · FHA Mortgage ONETRUST HM LOANS
Oct 15, 2018	Warranty Deed, Transfer · FHA Mortgage ONETRUST HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	202027679
Deed Book / Page	12843 / 277
Last Transfer Date	Nov 20, 2024
Transfer Doc	0156860203
Record Updated	Jun 8, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Oct 19, 2020
Property Address	251 TWO POND LOOP, LADSON, SC 29456-6919
Document Number	2843/0277
Book / Page	012843 / 000277
Instrument Date	Oct 8, 2020
Instrument	27679
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 TWO POND LOOP LADSON SC 294566919, LADSON, SC 29456-6919

Mortgage

Document Number	2843/0281
Date	Oct 19, 2020
Book Page	012843/000281
Instrument	27680

Lender

Name	CAROLINA ONE MTG
Type	Mortgage Company
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	251 TWO POND LOOP, LADSON, SC 29456-6919
Document Number	2092/0146
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	COOPERATIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 TWO POND LOOP LADSON SC 294566919, LADSON, SC 29456-6919

Mortgage

Document Number	2092/0146
Date	Sep 25, 2019
Book Page	012092/000146
Instrument	23945

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DORCHESTER SC
Recording Date	Oct 15, 2018
Property Address	251 TWO POND LOOP, LADSON, SC 29456-6919
Document Number	1586/0220
Book / Page	011586 / 000220
Instrument Date	Oct 2, 2018
Instrument	25796
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 TWO POND LOOP LADSON SC 294566919, LADSON, SC 29456-6919

Mortgage

Document Number	1586/0224
Date	Oct 15, 2018
Book Page	011586/000224
Instrument	25797

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,408.00 (-61.01%)	$12,068 (+42.4%) Land $4,560 Building $7,508	$301,697 (+42.39%) Land $114,000 Building $187,697
2024	$6,176.00 (+183.17%)
2023	$2,181.00 (-60.22%)	$8,475 (-33.32%) Land $1,800 Building $6,675	$211,875 (-) Land $45,000 Building $166,875
2022	$5,483.00	$12,710 Land $2,700 Building $10,010	$211,875 Land $45,000 Building $166,875

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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