Dorchester County property record for 245 Two Pond Loop, Ladson, SC 29456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,245 sqft · built 1998 |
| Lot Size | 0.108 acres (4,741 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $125,000 (Jul 2014) |
| Tax Bill | $1,716 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 154-07-04-005 |
| Primary APN | 154-07-04-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,245 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 4,741 sqft (0.108 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Coal |
| Account Number | R0042129 |
|---|---|
| Old Parcel Number | 1540704005 |
| Street Address | 245 TWO POND LOOP |
| City | LADSON |
| State | SC |
| Zip | 29456-6919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD_SV |
| Legal Description | LOT 96 SUBD: BROOKHAVEN PH 0 |
| Legal Subdivision | BROOKHAVEN |
| Legal Phase | 1 |
| Legal Lot Number | 96 |
| Jurisdiction | DORCHESTER SC |
| Township / Civil Division | SUMMERVILLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10814 |
Source: Dorchester County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 245 TWO POND LOOP, LADSON, SC 29456-6919 |
| Occupancy | Owner Occupied |
| Last Sale | Jul 22, 2014 · Amount on Record |
|---|---|
| Deed Sale | Jul 22, 2014 · Amount on Record |
| Prior Sale | Dec 10, 2013 · Amount on Record |
| Deed Document Number | 0009361162 |
| Deed Book / Page | 9361 / 162 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 245 TWO POND LOOP, LADSON, SC 29456-6919 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 245 TWO POND LOOP, LADSON, SC 29456-6919 |
| Document Number | 132880198 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 13288/198 |
| Instrument | 2021012356 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 280 Months |
| Due | Aug 1, 2044 |
Source: Dorchester County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Dorchester County |
| Municipality | Summerville Town |
| Unified School District | Dorchester School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,716.00 | $11,240 (+70.02%) Land $4,560 Building $6,680 | $281,005 (+70.01%) Land $114,000 Building $167,005 |
| 2024 | $1,716.00 (+9.79%) | ||
| 2023 | $1,563.00 (+2.76%) | $6,611 (+17.84%) Land $1,600 Building $5,011 | $165,285 (+17.8%) Land $40,000 Building $125,285 |
| 2022 | $1,521.00 | $5,610 Land $1,380 Building $4,230 | $140,312 Land $34,500 Building $105,812 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003 |
|---|---|
| Water Source | Purchased surface water from LAKE MOULTRIE REGIONAL WS |
| Last State Inspection | Nov 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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