251 Silver Lakes Dr, Sunset, TX 76270 Property Records

Montague County property record for 251 Silver Lakes Dr, Sunset, TX 76270

Property Summary

Property Type	Single Family Home
Details	1,736 sqft · built 2014
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on File
Tax Bill	$1,267 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000022532`

Property Details

APN / Parcel Number

Primary APN	`R000022532`
Alternative APN	`32225.0003.0225.0000`

Interior

Building Area	1,736 sqft Total Area
Gross Area	3,670 sqft
Upper Floors Area	120 sqft

Exterior

Year Built	Built 2014
Lot Area	218,236 sqft (5.01 acres)
Garage Area	315 sqft
Patio Area	315 sqft

Location & Zoning

Account Number	32225.0003.0225.0000
Old Parcel Number	32225.0003.0225.0000
Street Address	251 SILVER LAKES DR
City	SUNSET
State	TX
Zip	76270-2166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 5.010 LOT 225 PHASE 3 SILVER LAKES RANCH
Legal Subdivision	SILVER LAKE RANCH
Legal Lot Number	225
Jurisdiction	MONTAGUE TX
Township / Civil Division	BOWIE
Census Block Group	2
Census Block	2090
Census Tract	950401

Owner

Source: Montague County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	251 SILVER LAKES DR, SUNSET, TX 76270-2166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST
May 2, 2024	Vendor's Lien, Transfer · Construction Mortgage AMERICAN NATIONAL BANK & TRUST
Jan 8, 2018	Vendor's Lien, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 8, 2018
Deed Sale	Jan 8, 2018
Prior Sale	Feb 4, 2014
Deed Document Number	1800101
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	251 SILVER LAKES DR, SUNSET, TX 76270-2166
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002101457
Date	Mar 29, 2021
Instrument	2101457

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

May 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	May 2, 2024
Property Address	251 SILVER LAKES DR, SUNSET, TX 76270-2166
Document Number	0002402228
Map Reference	CAB C VOL 10 PG 85
Instrument Date	May 1, 2024
Instrument	2402228
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	TITLE RESOURCE, TITLE RESOURCES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 SILVER LAKES DR, SUNSET, TX 76270-2166

Mortgage

Document Number	0002402229
Date	May 2, 2024
Instrument	2402229

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	7.75%
Max Rate At Change	9.75%
Index	Other
Margin	3
Max Rate	6.01%

January 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Jan 8, 2018
Property Address	251 SILVER LAKES DR, SUNSET, TX 76270-2166
Document Number	0001800101
Map Reference	CAB G VOL 10 PG 85
Instrument Date	Jan 5, 2018
Instrument	1800101
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	251 SILVER LAKES DR, SUNSET, TX 76270-2166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 SILVER LAKES DR, SUNSET, TX 76270-2166
Investor	Possibly a Property Investor

Mortgage

Document Number	0001800102
Date	Jan 8, 2018
Instrument	1800102

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Montague County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montague County
Unified School District	Alvord Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,267.00 (+26.83%) Homeowner's exemption	$315,470 (+9.54%) Land $13,150 Building $302,320	$315,470 (+9.54%) Land $13,150 Building $302,320
2023		$287,990 Land $13,150 Building $274,840	$287,990 Land $13,150 Building $274,840
2022	$999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 58% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOWIE serves 5,534 people · EPA ID TX1690001
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Dialog Telecom Fixed Wireless	100 / 20
Community Telephone Co. Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, JAB Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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