Essex County and Middleton Town property record for 251 S Main St, Middleton, MA 01949
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 13,524 sqft · built 1998 |
| Lot Size | 1.61 acres (70,132 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $455,000 (Oct 1998) |
| Tax Bill | $35,909 (2026) |
| Deeds & Mortgages | Aug 2022 Refinance Jul 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | MIDD M:0033 B:0000 L:0019 D |
| Primary APN | MIDD M:0033 B:0000 L:0019 D |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 13,524 sqft Total Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 70,132 sqft (1.61 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 251 S MAIN ST |
|---|---|
| City | MIDDLETON |
| State | MA |
| Zip | 01949-2444 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | M1 |
| Legal Lot Number | 19 D |
| Jurisdiction | MIDDLETON MA |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 212102 |
251 S Main St, a commercial property, is held in a trust since October 1998.
Source: Essex County and Middleton Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 19 ROSS LN, MIDDLETON, MA 01949-1418 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO |
| Jul 27, 2017 | Deed of Trust, Mortgage · Commercial Mortgage NORTH SHORE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 1998 · Amount on File |
| Deed Sale | Oct 29, 1998 · Amount on File |
| Prior Sale | Mar 25, 1996 · Amount on File |
| Deed Book / Page | 15196 / 421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 251 S MAIN ST, MIDDLETON, MA 01949-2444 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041115-357 |
|---|---|
| Date | Aug 5, 2022 |
| Book Page | 41115/357 |
| Instrument | 20220805004990 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 251 S MAIN ST, MIDDLETON, MA 01949-2444 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36051-534 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 36051/534 |
| Instrument | 393 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 251 S Main St was $35,909, up 7.4% from the year before.
Source: Essex County and Middleton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Middleton Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Middleton School District (PK - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $35,909.00 (+7.35%) | $2,852,200 (+1.38%) Land $1,648,500 Building $1,180,600 |
| 2025 | $33,450.00 (+3.01%) | $2,813,300 (+2.15%) Land $1,620,100 Building $1,193,200 |
| 2024 | $32,471.00 (-3.84%) | $2,754,100 (+4.97%) Land $1,577,500 Building $1,176,600 |
| 2023 | $33,767.00 | $2,623,700 Land $1,435,400 Building $1,188,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 251 S Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 14 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 251 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000 |
|---|---|
| Water Source | Purchased surface water from DANVERS WATER DEPT. |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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