247 S Main St, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 247 S Main St, Middleton, MA 01949

Property Summary

Property Type	Bank, Financial Building
Details	3,495 sqft · built 2024
Lot Size	0.803 acres (35,000 sqft)
Owner	2 Company Names on File
Last Sale	$1,850,000 (Sep 2022)
Tax Bill	$20,509 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`MIDD M:0033 B:0000 L:0021`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0033 B:0000 L:0021`
Alternative APN	`MDLT M:0033 B:0000 L:0021`

Interior

Stories	1 Story
Building Area	3,495 sqft Total Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco
Construction Type	Steel Frame
Roof Type	Flat
Roof Material	Other
Lot Area	35,000 sqft (0.803 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	247 S MAIN ST
City	MIDDLETON
State	MA
Zip	01949-2444
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	M1
Legal Lot Number	21
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	2
Census Block	2009
Census Tract	212102

Owner

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	186 GUNSTOCK HILL RD, GILFORD, NH 03249-7560
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2022 · Amount on File
Deed Sale	Sep 28, 2022 · Amount on File
Deed Document Number	20223710
Deed Book / Page	41217 / 216
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Sep 28, 2022
Property Address	247 S MAIN ST, MIDDLETON, MA 01949-2444
Document Number	041217-216
Book / Page	41217 / 216
Instrument Date	Sep 28, 2022
Instrument	20220928003710
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 GUNSTOCK HILL RD, GILFORD, NH 03249-7560

Mortgage

Document Number	0000000372
Date	Sep 28, 2022
Instrument	372

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$20,509.00 (+33.12%)	$1,629,000 (+25.72%) Land $1,139,100 Building $410,400
2025	$15,406.00 (-13.25%)	$1,295,700 (-13.99%) Land $1,119,500 Building $176,200
2024	$17,760.00 (-2.24%)	$1,506,400 (+6.72%) Land $1,090,000 Building $416,400
2023	$18,167.00	$1,411,600 Land $991,800 Building $419,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	14 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000
Water Source	Purchased surface water from DANVERS WATER DEPT.
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20